Sr Commercial Banker

Payment Co; Kansas City (MO); On-site; USD 120,000 - 160,000; Full time

Job summary

Payment Co. in Kansas City, MO seeks a Senior Commercial Banker to lead lending, business development, and portfolio management. The role includes mentoring junior bankers, guiding risk reviews, and cross-functional collaboration to enhance client experience.

Requires 8+ years of bank commercial lending, strong financial analysis, and a business-focused mindset. The position offers opportunities to build relationships with centers of influence and to contribute to strategic planning while

Qualifications

• Bachelor's degree in business, or an equivalent combination of education and industry experience.
• 8+ years of bank commercial lending experience.
• Ability to analyze financial statements and extract key information from financial and business reports.
• Proficiency with core banking systems and standard desktop software.

Responsibilities

• Provide direct service to commercial customers across deposit, loan, and other products and services.
• Make loan recommendations within lending authority, structure financing based on risk and capital considerations, and connect customers with specialized services from other bank departments as needed.
• Pursue new business and cross-selling opportunities across all bank products and services.
• Build and maintain business relationships and referral networks within the business community to achieve revenue growth and profitability targets.
• Engage with centers of influence, industry segments, community leaders, and senior business contacts.
• Maintain effective, professional relationships with customers and trade professionals while representing the bank's reputation.
• Monitor and manage a portfolio of new and existing commercial clients in accordance with bank standards.
• Conduct periodic reviews of borrowing clients to monitor performance, identify issues, and restructure relationships to mitigate risk.
• Mentor and guide junior bankers and other team members, supporting their development and engagement.
• Champion cross-functional collaboration with internal departments to enhance the client experience and ensure strategic alignment.
• Contribute to business planning and departmental strategy through thought leadership and market insight.
• Support special projects as needed.
• Other duties as assigned

Skills

Commercial lending

Business development

Portfolio management

Leadership

Financial analysis

Education

Bachelor's degree in business

Tools

Core banking systems

Desktop software

Job description

The Senior Commercial Banker contributes to the bank"s commercial lending, business development, and portfolio management efforts, and serves as a peer leader and coach to the team.

A successful candidate will have:

• Well-rounded commercial lending experience, including CRE and C&I
• A demonstrated ability and drive to cultivate new business
• The desire to serve as a peer leader, mentor, and coach
• Credibility to provide reliable, accurate financial analysis to support recommendations
• An understanding of and commitment to the bank"s values
• The attitude and aptitude for continuous development

Essential Functions

Commercial Lending

• Provide direct service to commercial customers across deposit, loan, and other products and services
• Make loan recommendations within lending authority, structure financing based on risk and capital considerations, and connect customers with specialized services from other bank departments as needed

Business Development

• Pursue new business and cross-selling opportunities across all bank products and services
• Build and maintain business relationships and referral networks within the business community to achieve revenue growth and profitability targets
• Engage with centers of influence, industry segments, community leaders, and senior business contacts
• Maintain effective, professional relationships with customers and trade professionals while representing the bank"s reputation

Portfolio Management

• Monitor and manage a portfolio of new and existing commercial clients in accordance with bank standards
• Conduct periodic reviews of borrowing clients to monitor performance, identify issues, and restructure relationships to mitigate risk

Leadership

• Mentor and guide junior bankers and other team members, supporting their development and engagement
• Champion cross-functional collaboration with internal departments to enhance the client experience and ensure strategic alignment
• Contribute to business planning and departmental strategy through thought leadership and market insight
• Support special projects as needed
• Other duties as assigned

Requirements

• Bachelor"s degree in business, or an equivalent combination of education and industry experience
• 8+ years of bank commercial lending experience
• Ability to analyze financial statements and extract key information from financial and business reports
• Proficiency with core banking systems and standard desktop software