Commercial & Agricultural Credit Analyst

Sentinel Federal Credit Union; Box Elder (SD); On-site; USD 32,000 - 36,000; Full time

Benefits offered by this job

Medical Insurance

Dental/ Vision Insurance

Flex Spending Accounts

Life Insurance and LTD

Employee Assistance Program (EAP)

Job summary

Sentinel Federal Credit Union is hiring a Credit Analyst to join its Lending team in Box Elder, SD. You will evaluate commercial and agricultural loan requests, prepare credit presentations, and provide risk-based recommendations to support sound lending decisions.

Join a team focused on accuracy, compliance, and member service, with opportunities for professional growth in a stable credit-union environment.

Qualifications

• Strong analytical and problem-solving skills.
• Ability to assess risk in commercial and agricultural lending.
• Detail-oriented with excellent written and verbal communication.

Responsibilities

• Analyze commercial and agricultural loan requests and prepare detailed credit presentations and recommendations.
• Gather, consolidate, and evaluate financial information to assess borrower creditworthiness and identify potential risks.
• Prepare written credit memorandums, analyses, and recommendations for new and existing credit relationships.
• Monitor loan covenant compliance, financial reporting requirements, and borrowing base certificates to ensure timely follow-up.
• Collaborate with Commercial and Agricultural Loan Officers to discuss credit opportunities and develop lending solutions.
• Participate in loan structuring discussions, risk reviews, audits, examinations, and stress testing activities.
• Assist with loan closing activities and support the overall commercial lending process.
• Maintain compliance with lending policies, regulations, and underwriting requirements.

Education

Associate's degree or higher in a related field

Job description

Sentinel Federal Credit Union is hiring a Credit Analyst to join its Lending team in Box Elder, SD. You will evaluate commercial and agricultural loan requests, prepare credit presentations, and provide risk-based recommendations to support sound lending decisions.

Join a team focused on accuracy, compliance, and member service, with opportunities for professional growth in a stable credit-union environment.