Commercial/Ag Lender

The Agency; Janesville (WI); On-site; USD 85,000 - 130,000; Full time

Job summary

The bank seeks an experienced lender to develop and manage a portfolio of commercial and agricultural lending relationships, serving local businesses and farm operations in the Midwest. The role emphasizes autonomy, collaboration, and delivering trusted advisory services to clients.

You will originate loans through proactive business development, analyze financial statements to structure credit solutions, and work with credit partners to maximize opportunities while representing the bank in

Qualifications

• 5+ years of commercial, agricultural, or combination commercial/ag lending experience.
• Demonstrated success developing and managing commercial lending relationships.
• Experience with agricultural lending, including operating lines, equipment financing, real estate, and production agriculture, is strongly preferred.
• Strong business development skills with the ability to cultivate new client relationships.
• Sound credit knowledge with the ability to understand financial statements and structure commercial lending transactions.

Responsibilities

• Develop and manage a portfolio of commercial and agricultural lending relationships.
• Originate new commercial and agricultural loans through business development and community involvement.
• Build relationships with business owners, producers, and agricultural operations throughout the market.
• Analyze financial statements, cash flow, collateral, and repayment capacity to structure sound credit solutions.
• Work closely with internal credit partners to present well-structured lending opportunities.
• Provide exceptional service while identifying opportunities to deepen customer relationships through additional bank products and services.
• Represent the bank within the community through networking, industry events, and local organizations.

Job description

Our client is a well-established regional bank with a strong reputation throughout Central Illinois for relationship banking and long-term customer partnerships. As the bank continues to grow its commercial and agricultural portfolio, they are seeking an experienced lender who enjoys developing business, building lasting client relationships, and serving as a trusted advisor to local businesses and farm operations.

This is an excellent opportunity for a motivated banker who values autonomy, collaboration, and the ability to make a meaningful impact in the communities they serve.

What You\'ll Do

• Develop and manage a portfolio of commercial and agricultural lending relationships.
• Originate new commercial and agricultural loans through business development and community involvement.
• Build relationships with business owners, producers, and agricultural operations throughout the market.
• Analyze financial statements, cash flow, collateral, and repayment capacity to structure sound credit solutions.
• Work closely with internal credit partners to present well-structured lending opportunities.
• Provide exceptional service while identifying opportunities to deepen customer relationships through additional bank products and services.
• Represent the bank within the community through networking, industry events, and local organizations.

What We\'re Looking For

• 5+ years of commercial, agricultural, or combination commercial/ag lending experience.
• Demonstrated success developing and managing commercial lending relationships.
• Experience with agricultural lending, including operating lines, equipment financing, real estate, and production agriculture, is strongly preferred.
• Strong business development skills with the ability to cultivate new client relationships.
• Sound credit knowledge with the ability to understand financial statements and structure commercial lending transactions.
• A self-starter who enjoys being in the market, building relationships, and growing a portfolio.

Why This Opportunity?

This organization offers the stability and resources of a larger regional bank while maintaining a community banking culture. You\'ll have access to experienced credit partners, competitive products, and the autonomy to grow your business in one of the strongest agricultural markets in the Midwest.