Commerce Analyst 2

State of Minnesota; Saint Paul (MN); Hybrid; USD 60,000 - 88,000; Full time

Benefits offered by this job

Paid vacation and sick leave

12 paid holidays

Low-cost health insurance plans

Pension plan

Job summary

The State of Minnesota invites applications for an Insurance Analyst in St. Paul. This full-time position supports the Commerce Department in reviewing medical filings and analyzing life, annuity and health insurance products to ensure compliance with state and federal laws.

The role requires strong analytical skills, proficiency in Word and Excel, and excellent written and verbal communication. A bachelor’s degree in a related field is required, with preferred contract-law experience and public

Qualifications

• Two years of experience analyzing in the insurance industry (Life, Annuity, Health)
• Bachelor’s degree in Public Policy, Public Health, Law or related field required
• Advanced degree may substitute 18 months of experience
• Proficiency in interpreting statutes and regulations
• Excellent written and verbal communication

Responsibilities

• Review and recommend approval or denial of medical filings
• Research, analyze, and recommend Agency positions, changes to statutes, new legislation and rules
• Complete special assignments and respond to informational requests

Skills

Analytical skills

Microsoft Word

Microsoft Excel

Written communication

Time management

Attention to detail

Education

Bachelor’s degree in Public Policy, Public Health, Law or related field

Advanced degree in Public Policy, Public Health, Law, or related field

Tools

Microsoft Word

Microsoft Excel

Job description

Working Title: Insurance Analyst
Job Class: Commerce Analyst 2
Agency: Commerce Department

• Job ID: 96670
• Location: St. Paul
• Full/Part Time: Full-Time
• Regular/Temporary: Unlimited
• Who May Apply: Open to all qualified job seekers
• Date Posted: 09/02/2026
• Closing Date: 09/15/2026
• Hiring Agency/Seniority Unit: Commerce Dept / Commerce-MAPE
• Division/Unit: Ins Health Forms
• Work Shift/Work Hours: Not Applicable Shift
• Days of Work: Monday - Friday
• Travel Required: No
• Salary Range: $28.75 - $42.16 / hourly; $60,030 - $88,030 / annually
• Classified Status: Classified
• Bargaining Unit/Union: 214 - MN Assoc of Professional Empl/MAPE

The work you'll do is more than just a job.

At the State of Minnesota, employees play a critical role in developing policies, providing essential services, and working to improve the well-being and quality of life for all Minnesotans. The State of Minnesota is committed to equity and inclusion, and invests in employees by providing benefits, support resources, and training and development opportunities.

Job Summary

Hybrid work schedule available, up to 50% telework depending on business needs. Telework can be outside of the State of Minnesota if the candidate lives in a state bordering Minnesota and lives 50 miles or less from the primary work location. Primary work location will be the Golden Rule Building in St. Paul.

Internal candidates should contact Human Resources Representative listed on the job posting with questions.

The Minnesota Department of Commerce regulates the insurance industry in Minnesota to protect consumers and to ensure a fair and competitive marketplace. This position completes detailed analyses of various types of insurance products to ensure compliance with all relevant state and federal laws. This position collaborates with Commerce divisions including, insurance, enforcement, market conduct, insurance companies on state and federal laws and regulations and assists the Health Insurance Division regarding the application of statutes and rules under Commerce's jurisdiction and provides technical and interpretative analysis of life, annuity and supplemental health insurance products.

Responsibilities include:

• Review and recommend approval or denial of medical filings.
• Research, analyze, and recommend Agency positions, changes to statutes, new legislation and rules.
• Complete special assignments and respond to informational requests.

Qualifications

Minimum Qualifications

Two (2) years of experience performing analysis, exercising judgment, and relying on knowledge in the insurance industry related to Life, Annuity and Supplement Health policies.

A Bachelor’s degree in Public Policy, Public Health, Law or related field is equivalent to one (1) year of experience.

An Advanced degree in Public Policy, Public Health, Law, or related field is equivalent to eighteen (18) months of experience.

Applicants who meet the above experience requirements will be further evaluated based on the following

• Strong analytical skills with the ability to interpret statutes, regulations, and contract language.
• Exceptional attention to detail to identify subtle differences and ensure accuracy.
• Sound problem-solving skills to evaluate legal requirements and assess their impact on consumers and business operations.
• Proficiency in Microsoft Word and Excel.
• Excellent written and verbal communication skills, with the ability to explain complex legal and regulatory concepts in clear, understandable language.
• Effective time management and organizational skills, with the ability to prioritize multiple tasks and meet deadlines.

Preferred Qualifications

Contract Law experience.

Physical Requirements

Requires occasional moving of articles such as boxes, accounting records, laptop computer, and portable printer.

Additional Requirements

Job offer is contingent upon passing reference checks to verify job-related credentials, a criminal background check and driver's license check prior to appointment.

About Commerce Department

Commerce protects the public interest through a broad range of regulations and programs. We oversee morethan 40 industry areas in Minnesota and license about 250,000 professionals and businesses to ensure that theirservices and products are fair, accessible and comply with state laws.

Working together to improve the state we love.

What do Minnesota's State employees have in common?

• A sense of purpose in their work
• Connection with their coworkers and communities
• Opportunities for personal and professional growth

As an employee, you'll have access to one of the most affordable health insurance plans in Minnesota, along with other benefits to help you and your family be well.

Your benefits may include:

• Paid vacation and sick leave
• 12 paid holidays each year
• Low-cost medical, dental, vision, and prescription drug plans
  • Fertility care, including IVF
  • Diabetes care
  • Dental and orthodontic care for adults and children
• 6 weeks paid leave for parents of newborn or newly adopted children
• Pension plan that provides income when you retire (after working at least three years)
• Employer paid life insurance to provide support for your family in the event of death
• Short-term and long-term disability insurance that can provide income if you are unable to work due to illness or injury
• Tax-free expense accounts for health, dental, and dependent care
• Resources that provide support and promote physical, emotional, social, and financial well-being

Support to help you reach your career goals:

• Training, classes, and professional development
• Tuition reimbursement Remove this bullet if this position is not eligible for tuition reimbursement
• Federal Public Service Loan Forgiveness Program (Some positions may qualify for the Public Service Loan Forgiveness Program. For more information, visit the Federal Student Aid website at studentaid.gov )

Employee Assistance Program (EAP) for work/life support:

• A voluntary confidential program that helps employees and their families with life challenges that may impact overall health, personal well-being, or job performance
• Common sources of stress can be addressed through the EAP: mental health, relationship challenges (personal and work), grief and loss, finances, and legal issues
• Daily Living/Convenience Services: Chore services, home repair, trip planning, child/elder care

Programs, resources and benefits eligibility varies based on type of employment, agency, funding availability, union/collective bargaining agreement, location, and length of service with the State of Minnesota.

EQUAL OPPORTUNITY EMPLOYERS

Minnesota state agencies are equal opportunity, affirmative action, and veteran-friendly employers. State agencies are committed to creating a workforce that reflects the diversity of the state and strongly encourages persons of color and Indigenous communities, members of the LGBTQIA2S+ community, individuals with disabilities, women, and veterans to apply. The varied experiences and perspectives of employees strengthen the work we do together and our ability to best serve Minnesotans.

All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, national origin, sex (including pregnancy, childbirth, and disabilities related to pregnancy or childbirth), gender identity, gender expression, marital status, familial status, age, sexual orientation, status regarding public assistance, disability, veteran status or activity in a local Human Rights Commission or any other characteristic protected by law.

APPLICANTS WITH DISABILITIES

Minnesota state agencies make reasonable accommodations to their employees and applicants with disabilities. If you have a disability and need assistance in searching or applying for jobs with the State of Minnesota, call the Careers Help Desk at 651-259-3637 or email [e-mail] and let us know the support you need.