Collector - Bank

Thrivent Financial; Northern (KY); Hybrid; USD 25,000 - 33,000; Full time

Benefits offered by this job

Health insurance

401k

Pension

Paid time off

Well-being benefits

Job summary

Thrivent Financial is seeking a Collector to support collection activities for unsecured and secured consumer loans, mortgage, and deposit accounts. You will work with borrowers to resolve delinquency, document activity, and coordinate with internal teams to manage losses in line with credit risk policies.

The role requires 1-3 years in banking/collections, strong communication, and attention to detail. Remote or hybrid work options are available, with a pay range reflecting geographic regions.

Qualifications

• High school diploma or equivalent required.
• 1-3 years of banking, collections, lending, call center, or customer service experience preferred.
• General knowledge of banking and lending processes.
• Ability to communicate effectively and professionally with borrowers, internal partners, and external service providers.
• Strong attention to detail, organizational skills, and ability to accurately document account activity.
• Basic proficiency with Microsoft Office.

Responsibilities

• Manage assigned delinquent accounts in accordance with established collection procedures and policies.
• Maintain call quality standards through professional, respectful communication with borrowers to support resolution of delinquency.
• Pursue recovery of charged-off loans and deposit accounts according to goals and procedures.
• Evaluate borrower circumstances and recommend appropriate collection actions or alternative repayment solutions.
• Document all collection activity, borrower communications, payment arrangements, and account status updates accurately and timely.
• Coordinate with internal partners and vendors to support collection activity, repossession, and recovery efforts.

Skills

Communication skills

Attention to detail

Organizational skills

Time management

Education

High school diploma or equivalent

Tools

Microsoft Office

Job description

The Collector is responsible for supporting collection activities related to unsecured and secured consumer loans, small business loans, mortgage and home equity loans, and overdrawn deposit accounts. This role works with borrowers to resolve delinquent accounts, reduce credit losses, and support overall asset quality in accordance with established policies, procedures, and applicable regulatory requirements. The Collector documents collection activity, recommends appropriate next steps, and partners with internal teams to help maintain delinquencies and losses within the credit risk appetite and tolerance measures of the organization.**DUTIES & RESPONSIBILITIES:** * Manage assigned delinquent accounts in accordance with established collection procedures, credit risk appetite, and tolerance measures.* Maintain call quality standards through professional, respectful, and effective communication with borrowers to support resolution of delinquency.* Pursue recovery of charged-off loans and deposit accounts consistent with established goals and procedures.* Evaluate borrower circumstances and recommend appropriate collection actions or alternative repayment solutions.* Document all collection activity, borrower communications, payment arrangements, and account status updates accurately and timely.* Support periodic review of delinquent and non-performing accounts and provide information to assist with charge-off recommendations.* Coordinate with internal partners and approved vendors, as directed, to support collection activity, repossession, recovery, and account resolution efforts.* Attend internal and external training programs related to collections, customer service, and applicable compliance requirements.* Perform other collection-related tasks as assigned or requested.Interacts with other Collectors, Collections leadership, Chief Credit Officer, Lenders, Bankers, Call Center, Deposit Operations, Loan Operations, Accounting, approved collection vendors, and borrowers to support account resolution and loss mitigation efforts.**QUALIFICATIONS & SKILLS:** ***Required:**** High school diploma or equivalent* 1-3 years of banking, collections, lending, call center, or customer service experience.* General knowledge of banking and lending processes* Ability to communicate effectively and professionally with borrowers, internal partners, and external service providers.* Strong attention to detail, organizational skills, and ability to accurately document account activity.* Basic proficiency with Microsoft Office***Preferred:**** Working knowledge of collection practices and applicable federal and state collection laws, or ability to develop proficiency through training.* Prior experience in financial services collections, loan servicing, or deposit account servicing.* Ability to work independently in a remote or hybrid environment.* Ability to prioritize assigned tasks and escalate higher-risk or complex account situations appropriately.* Familiarity with repossession, foreclosure, bankruptcy, charge-off, or recovery processes and systems.Pay TransparencyThrivent’s long-term growth depends on attracting, rewarding, and retaining people who are committed to helping others thrive with purpose. We accomplish this by offering a wide variety of market competitive compensation programs to attract, reward, and retain top talent. The applicable salary or hourly wage range for this full-time role is $17.96 - $24.30 per hour, which factors in various geographic regions. The base pay actually offered will be determined by a variety of factors including, but not limited to, location, relevant experience, skills, and knowledge, business needs, market demand, and other factors Thrivent deems important.Thrivent is unique in our commitment to helping people to be wise with money and live balanced and generous lives. That extends to our benefits.The following benefits may be offered: various bonuses (including, for example, annual or long-term incentives); medical, dental, and vision insurance; health savings account; flexible spending account; 401k; pension; life and accidental death and dismemberment insurance; disability insurance; supplemental protection insurance; 20 days of Paid Time Off each year; Sick and Safe Time; 10 paid company holidays; Volunteer Time Off; paid parental leave; EAP; well-being benefits, and other employee benefits. Eligibility for receipt of these benefits is subject to the applicable plan/policy documents. Thrivent’s plans/policies are subject to change at any time at Thrivent’s discretion.*Thrivent provides Equal Employment Opportunity (EEO) without regard to race, religion, color,* *sex, gender identity, sexual orientation, pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status, genetic information, or any other status protected by applicable local, state, or federal law. This policy applies to all employees and job applicants.**Thrivent is committed to providing reasonable accommodation to individuals with disabilities. If you need a reasonable accommodation, please let us know by sending an email to [e-mail] or call 800-847-4836 and request Human Resources.*