Loan Collateral & Title Specialist

United Bank; Atmore (AL); On-site; USD 38,000 - 58,000; Full time

Job summary

United Bank is seeking a Loan Collateral Specialist to manage perfection, tracking, and maintenance of collateral loan documentation including mortgages, deeds of trust, and UCC filings. The role protects lien positions and ensures regulatory compliance.

Responsibilities include preparing and filing collateral documents, coordinating with county clerks and title companies, and monitoring continuations and renewals while resolving title defects and discrepancies.

Qualifications

• 2+ years of banking experience or clerical experience in a professional office environment.
• Strong attention to detail.
• Excellent organizational skills.
• Demonstrated experience in managing high volume tasks with accuracy.
• Proficiency in Microsoft Office products (Outlook, Excel, and Word).
• High school diploma or equivalent.

Responsibilities

• Prepare, review, and file collateral documents including real estate mortgages and deeds of trust; vehicle titles and lien filings; UCC-1 financing statements and amendments.
• Ensure timely lien perfection in accordance with state and federal requirements.
• Coordinate with county clerks, DMVs, secretaries of state, title companies, and third-party vendors.
• Monitor recording confirmations and follow up on rejected filings.
• Maintain collateral tracking systems.
• Verify receipt of recorded documents and original titles.
• Monitor UCC continuations and renewals.
• Investigate and resolve title defects and lien priority issues.
• Work with loan officers to correct documentation deficiencies.
• Any other duties as assigned by Management.

Skills

Attention to detail

Organizational skills

Time management

Communication skills

Interpersonal skills

Education

High school diploma or equivalent

Associate or Bachelor’s degree in Finance, Business or related fields

Tools

Microsoft Office

Job description

United Bank is seeking a Loan Collateral Specialist to manage perfection, tracking, and maintenance of collateral loan documentation including mortgages, deeds of trust, and UCC filings. The role protects lien positions and ensures regulatory compliance.

Responsibilities include preparing and filing collateral documents, coordinating with county clerks and title companies, and monitoring continuations and renewals while resolving title defects and discrepancies.