Closer (Residential Mortgage)

Axos Business Center; San Diego (CA); Presencial; USD 29.000 - 32.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical, Dental, Vision, and Life Ins.

Paid Sick Leave

Vacation & Holidays

HSA or FSA

401(k) with Employer Match

529 Savings Plan

Descripción de la vacante

Axos Bank in San Diego, CA is seeking a Closer to manage the closing process for moderate to complex loans, including disclosures, draw docs, and funding. This role requires strong knowledge of investor guidelines and regulatory requirements.

You will work with Processing and Underwriting to clear conditions, perform document audits, and ensure TRID/RESPA compliance. A fast-paced team environment and meticulous accuracy are essential.

Formación

• In-depth knowledge of RESPA and TRID guidelines.
• Experience in a closing department of a lender.
• Ability to draw closing documents through third-party software (DocMagic).
• Excellent organizational skills and attention to detail.
• Strong verbal and written communication skills.

Responsabilidades

• Generate initial and final closing disclosures.
• Draw closing documents.
• Audit loan docs for accuracy.
• Clear conditions with Processing and Underwriting Departments.
• Regulatory validation to include Flood, HMDA, TRID, RESPA, etc.
• Other duties as assigned, including cross-training on funding loans.

Conocimientos

Detail-oriented

Strong math skills

Team player

Verbal and written communication

Herramientas

DocMagic

Descripción del empleo

Axos BankTarget Range:$21.00/hr - $23.00/hrActual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.Eligible for an Annual Discretionary Cash Bonus Target: 10%Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.About This JobThe Closer is responsible for a cross-functional role with opportunities to work in all aspects of the closing process on a daily basis as the workload dictates to include but not limited to: generating initial and final closing disclosures, drawing docs, reviewing docs, funding loans, and other various functions.Responsible for performing a variety of loan documentation duties on moderate to complex loans, using up-to-date comprehensive knowledge and experience of current investor guidelines and government regulations is a must: TRID, RESPA, ECOA, FCRA, HMDA, MDIA, TILA, AIR (previously HVCC) and all other compliance guidelines.Responsibilities:Generate initial and final closing disclosuresDraw closing documentsAudit loan docs for accuracyClear conditions with Processing and Underwriting DepartmentsRegulatory validation to include Flood, HMDA, TRID, RESPA, etc.Other duties as assigned to include cross training on funding loansQualifications:In-depth knowledge of RESPA and TRID guidelinesExperience in a closing department of a lenderMust have in-depth knowledge of RESPA and TRID guidelinesCapable of drawing closing documents through a third-party software (i.e. DocMagic)Excellent organizational skillsAttention to detail is a must, along with a keen eye for identifying problems on a loanAbility to work in a team environmentStrong math skills and computer literacyAbility to work under pressure, multi-task and meet deadlines in a fast paced environmentSuperb verbal and written communication skillsWillingness to perform multiple functions throughout the day as the need arisesKnowledge of investor guidelines and suspense clearance for loan purchaseAxos Employee Benefits May Include:Medical, Dental, Vision, and Life InsurancePaid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)HSA or FSA account and other voluntary benefits401(k) Retirement Saving Plan with Employer Match Program and 529 Savings PlanEmployee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed TradingAbout AxosBorn digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol \"AX\" (NYSE: AX).Learn more about working at AxosPre-Employment Background Check and Drug Test:All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.Equal Employment Opportunity:Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.Job Functions and Work Environment:While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.E-Verify and Right to Work NoticesAxos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.IER Right to Work Poster (English/Spanish)E-Verify Participation Poster (English/Spanish)