Transaction Operations Analyst

Axos Bank; San Diego (CA); On-site; USD 33,000 - 41,000; Full time

Benefits offered by this job

Medical/Dental/Vision/Life

Paid Time Off (Sick leave + vacation)

HSA/FSA

401(k) Match

Employee Mortgage Program

Job summary

Axos Bank in San Diego seeks a Transaction Operations Analyst to support commercial lending by coordinating loan fundings, reviewing documentation, and ensuring regulatory compliance.

The role requires meticulous attention to detail, strong organization, and the ability to manage multiple transactions in a fast-paced environment, collaborating with loan officers, underwriters, and IT to ensure timely processing.

Qualifications

• Bachelor’s degree required in finance, business administration, or related field.
• 2+ years of experience in commercial lending or loan operations.
• Strong knowledge of commercial loan products, documentation, and regulatory requirements.
• Fundamental math/accounting/finance skills (debits, credits, balancing, amortization).
• Prior paralegal, commercial lending loan administration and/or closing experience.

Responsibilities

• Prepare and review commercial loan documentation for accuracy and completeness.
• Ensure documents are obtained, executed, and compliant with policies and regulations.
• Coordinate with loan officers, underwriters, and other parties to gather information.
• Maintain accurate loan files and records; conduct periodic reviews for compliance.
• Facilitate boarding of loans from origination to payment systems; ensure data integrity.
• Collaborate with IT and other departments to troubleshoot system integrations.

Skills

Attention to detail

Team player

Communication skills

Organized

Education

Bachelor’s degree in finance, business administration, or a related field

Job description

Axos Bank

Target Range:

$24.00/Hr. - $30.57/Hr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 12.5%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 12.5%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The Transaction Operations Analyst plays a critical role in supporting the commercial lending process through the coordination of loan fundings, review of loan documentation, and maintenance of regulatory and operational compliance standards. This position requires exceptional attention to detail, strong organizational skills, and the ability to manage multiple transactions in a fast-paced environment. The ideal candidate possesses a solid understanding of commercial lending practices, delivers outstanding client service, and collaborates effectively with cross-functional teams to ensure the accurate and timely processing of loan transactions.

Responsibilities

• Prepare and review commercial loan documentation for accuracy and completeness
• Ensure all necessary documents are obtained, properly executed, and in compliance with company policies and regulatory requirements
• Coordinate with loan officers, underwriters, and other relevant parties to gather required information and documentation
• Maintain accurate and up-to-date loan files and records
• Perform periodic reviews of loan files to ensure compliance and address any discrepancies
• Facilitate the boarding of loans from our origination system platform to our payment system platform
• Ensure seamless data transfer and integration between systems
• Collaborate with IT and other departments to troubleshoot and resolve any issues related to system integration
• Stay current with regulatory changes and ensure all lending activities comply with federal, state, and local regulations
• Assist in the development and implementation of policies and procedures to mitigate risk and enhance operational efficiency
• Provide exceptional service to Sales and Underwriting as well as external clients, Title and Escrow, by addressing inquiries and resolving issues in a timely manner
• Collaborate with the sales team to ensure a seamless lending process and enhance client satisfaction

Qualifications

• Bachelor’s degree in finance, business administration, or a related field
• 2+ years of experience in commercial lending or loan operations
• Strong knowledge of commercial loan products, documentation, and regulatory requirements
• Fundamental math/accounting/finance skills to understand debits, credits, balancing, amortization schedules, etc.
• Prior paralegal, commercial lending loan administration and/or closing experience
• Motivated and extremely organized self-starter with strong attention to detail and the ability to manage multiple priorities in a fast-paced environment
• Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills
• Capable of managing several deliverables at once

Axos Employee Benefits May Include

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

IER Right to Work Poster (English/Spanish)

E-Verify Participation Poster (English/Spanish)