Claims Examiner - Auto & Liability (Remote)

K2 Insurance Services, LLC; Harrisburg (Dauphin County); Remote; USD 80,000 - 95,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

Competitive base salary plus bonus

401(k) with employer match

Generous paid time off

Collaborative team environment

Job summary

K2 Claims Services, LLC is seeking an Auto & Liability Claims Examiner for a fully remote position based in Harrisburg, PA. The role targets handling a diverse aut o and liability caseload with emphasis on compliance and effective settlements.

The candidate will manage claims from intake through resolution, coordinate with appraisers, and oversee less-exposed litigated cases. A bachelor's degree and state licensure readiness are preferred.

Qualifications

• 5+ years of commercial and/or personal lines liability and auto experience.
• 1 year of general liability experience preferred but not required.
• Licensing: Ability to obtain and maintain all required state adjuster licenses.
• Education: Bachelor's Degree is preferred.
• Travel: Occasional travel for training, mediations, and trials.
• Work Schedule: 40 hours per week.

Responsibilities

• Manage claims in accordance with state regulations and company best practices.
• Handle auto property damage and liability claims across varied exposures.
• Coordinate appraisers, review estimates, and resolve loss of use and rental claims.
• Oversee lower exposure litigated cases with counsel as needed.
• Analyze policy coverage and draft reservation of rights letters.
• Prepare large loss reports for management and clients.
• Negotiate settlements within authority.
• Refer subrogation or SIU referrals when appropriate.

Skills

Verbal and written communication

5+ years experience

Detail-oriented

Education

Bachelor's Degree

Tools

Microsoft Word

Excel

Outlook

Job description

Claims Examiner - Auto & Liability (Remote)

Full-time Regular Professional Harrisburg, PA, US

5 days ago Requisition ID: 1312

Salary Range: $80,000.00 To $95,000.00 Annually

About the Role K2 Claims Services, LLC ("K2 Claims") is actively seeking a motivated Auto & Liability Examiner with experience handling both commercial and/or personal lines’ liability and property damage claims with expansion into lower exposure general liability claims.

As a third-party administrator (TPA), K2 Claims services specialty programs across property, general liability, auto, professional liability and workers-compensation. This is a fully remote opportunity to join a well-established, growing company and contribute to building a world-class TPA.

Key Responsibilities

• Claim Handling: Manage claims in strict accordance with state-specific insurance regulations and K2 Claims' Best Practices.
• Diverse Caseload: Manage a broad spectrum of claims ranging from first- and third-party auto property damage and third-party liability claims to lower exposure dog bites, slip/falls, wrongful evictions, customer complaints and general business disputes.
• Caseload Management: assignment through resolution, including assigning and directing appraisers, reviewing estimates and supplements, evaluating total losses, and resolving loss of use and rental claims.
• Litigation Management: Oversee lower exposure litigated cases, including referring to counsel, establishing litigation plans and budgets, and providing settlement authority.
• Coverage Analysis: Analyze policy coverage and draft detailed reservation of rights and/or coverage declination letters.
• Large Loss Reporting: Prepare comprehensive reports for senior management and clients regarding claim status, recommended reserves, and strategic plans of action.
• Negotiation: Effectively negotiate settlements within assigned authority.
• Risk Evaluation: Analyze risk transfer options and determine insurance priority.
• Referrals: Identify and refer appropriate claims to subrogation or the Special Investigation Unit (SIU).

Qualifications

• Experience: 5+ years of commercial and/or personal lines liability and auto experience.
• 1 year of general liability experience preferred but not required.
• Industry Background: Previous experience in a TPA or insurance carrier environment handling diverse programs.
• Licensing: Ability to obtain and maintain all required state adjuster licenses.
• Work Schedule: Ability to work M-F, 40 hours per week.
• Education: Bachelor’s Degree is preferred.
• Technical Proficiency: Skilled in Microsoft Word, Excel, and Outlook.
• Communication: Excellent verbal and written communication skills with a dedicated focus on customer service.
• Travel: Must be flexible for occasional business travel for training, mediations, and/or trials.

Why Join K2 Claims?

• Medical, dental, and vision coverage with eligibility beginning the first of the month after hire date.
• Competitive base salary plus a bonus plan.
• 401(k) with employer match.
• Generous paid time off, available starting in your first year.
• A collaborative team environment within a growing company.