Claim Adjuster - Renters Programs

AmTrust Financial Services, Inc.; Overland Park (KS); Hybrid; USD 53,000 - 72,000; Full time

Job summary

AmTrust Financial Services, Inc. is seeking a Property Claim Representative for our Renter’s Programs to handle low severity property claims, including contents losses and tenants’ liability claims. Under moderate supervision, you will investigate, evaluate, and settle claims in compliance with policies and applicable laws.

The role is hybrid: four days in office and one remote day, with travel as needed. A bachelor’s degree and an adjuster license are preferred.

Qualifications

• Bachelor’s degree or equivalent work experience in business/finance/engineering or related field.
• Proficiency in Property Claims estimating software and related tools.
• Ability to evaluate financial analyses and reserves.
• Experience adjusting renters’ insurance, contents, and GLPD claims.
• Current and valid adjuster license or ability to obtain one.
• Strong knowledge of property insurance policies, coverages, laws and regulations.
• Excellent analytical, problem-solving and decision-making skills.
• Excellent communication, negotiation and interpersonal skills.
• Excellent organizational, time management and prioritization skills.
• Able to travel frequently and adapt to changing schedules.

Responsibilities

• Investigate, evaluate, negotiate, and settle Renter’s Program claims within authority.
• Review documents to verify coverage, liability, and damages.
• Determine extent of damage and identify risks.
• Interpret Renters and Tenant Liability policy forms to establish coverages and exclusions.
• Establish reserves and negotiate settlements.
• Provide timely updates to policyholders, agents, contractors, and attorneys.

Skills

Bachelor's degree in business/finance/

Adjuster license

Property claims knowledge

Analytical skills

Communication skills

Negotiation skills

Time management

Organizational skills

Travel readiness

Policy interpretation

Education

Bachelor's degree in business/finance/engineering or related field

Tools

Property Claims estimating software

Job description

Overview

Under moderate supervision The Property Claim Representative – Renter’s Programs is responsible for handling low severity property claims, mainly from our renters’ programs. Renter’s Program claims consist of small contents losses as well as building damage claims on tenants’ liability policies. This role requires strong analytical skills, attention to detail, and the ability to communicate effectively with various stakeholders, including insured parties, claimants, attorneys, and other professionals.

Overview

Under moderate supervision The Property Claim Representative – Renter’s Programs is responsible for handling low severity property claims, mainly from our renters’ programs. Renter’s Program claims consist of small contents losses as well as building damage claims on tenants’ liability policies. This role requires strong analytical skills, attention to detail, and the ability to communicate effectively with various stakeholders, including insured parties, claimants, attorneys, and other professionals.

Note, this role is 4 days in office and 1 day remote out of one of our AmTrust offices

Responsibilities

• Investigate, evaluate, negotiate, and settle Renter’s Program claims, ensuring compliance with company policies and procedures, and applicable laws and regulations.
• Review and analyze relevant documents, such as policies, contracts, invoices, estimates, and receipts, and verify the coverage, liability, and damages.
• Determine the extent of damage and potential risks or concerns.
• Interpret various policy forms (Renters & Tenant Liability) to establish applicable coverages and determine any exclusions.
• Establish appropriate claims reserves and negotiate settlements within authority limits.
• Communicate effectively and professionally with policyholders, agents, contractors, experts, attorneys, and other parties involved in the claim process, and provide timely and accurate updates on the status and resolution of the claims.

Qualifications

• Bachelor's degree in business, finance, engineering, or a related field, or equivalent work experience.
• Proficiency in using Property Claims estimating software and other relevant tools.
• Ability to evaluate financial analyses and reserves.
• Experience in adjusting claims related to renters’ insurance, contents, and GLPD.
• Current and valid adjuster license in the state of operation, or the ability to obtain one within a specified time frame.
• Excellent knowledge of property insurance policies, coverages, laws, and regulations.
• Excellent analytical, problem-solving, and decision-making skills.
• Excellent communication, negotiation, and interpersonal skills.
• Excellent organizational, time management, and prioritization skills.
• Able to travel frequently and adjust to changing schedules and work environments.

What We Offer

AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include:

• Medical & Dental Plans
• Life Insurance, including eligible spouses & children
• Health Care Flexible Spending
• Dependent Care
• 401k Savings Plans
• Paid Time Off.

AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities.

AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.

The expected salary range for this role is $53,000-$72,000/yr

Please note that the salary information shown above is a general guideline only. Salaries are based upon a wide range of factors considered in making the compensation decision, including, but not limited to, candidate skills, experience, education and training, the scope and responsibilities of the role, as well as market and business considerations.