Chief Risk & Growth Officer

Everwise Credit Union; South Bend, Northern (IN, KY); Hybrid; USD 180,000 - 260,000; Full time

Job summary

Everwise Credit Union is seeking a Chief Risk Officer to lead the second line of defense and oversee enterprise risk, compliance, and in-house legal functions. The CRO will align risk appetite with strategic growth, manage regulatory relationships, and drive AI-enabled risk strategies while protecting member trust and capital.

The role reports to the CEO and interfaces with the Board and Supervisory Committee, contributing to risk-aware growth, product governance, and third-party risk oversight.

Qualifications

• BS/BA degree or equivalent required; graduate degree preferred.
• 10+ years in risk management, compliance, or related fields at a regulated financial institution.
• Experience leading a second-line function and managing in-house legal counsel desirable.

Responsibilities

• Enable profitable, member-centric growth with risk-adjusted decisions.
• Lead enterprise risk management and three-lines governance aligned to size and complexity.
• Oversee credit, liquidity, and capital adequacy in partnership with CFO/ALCO.
• Drive regulatory compliance, BSA/AML, and fraud strategies with AI risk awareness.

Skills

Enterprise risk management

Board communications

Regulatory knowledge

AI risk management

Leadership

Education

BS/BA degree or equivalent

Graduate degree in risk management/business/law/public policy

Tools

Risk analytics software

Job description

Everwise Credit Union is seeking a Chief Risk Officer to lead the second line of defense and oversee enterprise risk, compliance, and in-house legal functions. The CRO will align risk appetite with strategic growth, manage regulatory relationships, and drive AI-enabled risk strategies while protecting member trust and capital.

The role reports to the CEO and interfaces with the Board and Supervisory Committee, contributing to risk-aware growth, product governance, and third-party risk oversight.