Chief Credit Risk & Portfolio Quality Leader

Peoples-Bank-and-Trust; McPherson (KS); On-site; USD 180,000 - 280,000; Full time

Job summary

Peoples Bank and Trust in Kansas seeks a Chief Credit Officer to provide strategic leadership of the credit function, maintain loan portfolio quality, ensure regulatory compliance, and strengthen credit risk practices across the organization. This senior role will drive governance, enhance underwriting standards, and oversee CECL/ACL processes while guiding construction lending and loan reviews.

The Chief Credit Officer will mentor credit staff, coordinate with accounting/finance on model

Qualifications

• Bachelor’s or higher in business/finance or related field.
• High school diploma or equivalent required.
• Knowledge of CECL, ACL governance, credit loss estimation.
• Experience with construction and development lending; regulators interaction.

Responsibilities

• Direct and oversee all credit administration activities.
• Oversee CECL and ACL processes and management reporting.
• Lead response to regulatory examination findings.
• Mentor lenders and credit staff.
• Maintain loan policy and underwriting standards.

Skills

Credit oversight

Regulatory liaison

Mentoring lenders

Communication skills

Construction lending

Education

Bachelor’s degree in Business/Finance

High school diploma

Job description

Peoples Bank and Trust in Kansas seeks a Chief Credit Officer to provide strategic leadership of the credit function, maintain loan portfolio quality, ensure regulatory compliance, and strengthen credit risk practices across the organization. This senior role will drive governance, enhance underwriting standards, and oversee CECL/ACL processes while guiding construction lending and loan reviews.

The Chief Credit Officer will mentor credit staff, coordinate with accounting/finance on model