Chief Credit Officer

Ag 1 Source; Central (KS); On-site; USD 150,000 - 190,000; Full time

Benefits offered by this job

ESOP

401(k) with employer match

Medical insurance options

Health Savings Account (HSA)

Flexible Spending Account (FSA)

Short-term disability insurance

Life insurance

Recognition and rewards program

Referral bonuses

Paid time off

Job summary

Ag 1 Source is seeking a Chief Credit Officer in Central Kansas to provide strategic leadership over the bank’s credit function and to drive sound risk management as the bank grows.

This executive will mentor lenders, oversee credit administration, lead the loan committee, develop underwriting standards, ensure regulatory compliance, and collaborate with senior leaders on succession planning and credit culture.

Qualifications

• Significant commercial credit experience within community banking.
• Previous leadership experience in credit administration or lending management.
• Strong knowledge of commercial credit analysis, loan policy, and regulatory compliance.
• Experience leading loan committee discussions and making sound credit decisions.
• Excellent communication, coaching, and leadership abilities.

Responsibilities

• Lead the bank’s overall credit administration function.
• Provide leadership and oversight of loan operations, credit analysis, and compliance functions.
• Chair and guide the loan committee alongside executive leadership.
• Develop, implement, and maintain sound credit policies and underwriting standards.
• Partner with lenders to structure quality loan transactions while balancing growth and risk.
• Mentor, coach, and develop commercial lenders throughout the organization.
• Monitor credit quality, problem assets, portfolio concentrations, and overall loan risk.
• Ensure regulatory compliance and maintain strong relationships with examiners.
• Collaborate with executive leadership on strategic initiatives and succession planning.
• Foster a credit culture that emphasizes education, consistency, creativity, and sound judgment.

Skills

Credit analysis

Leadership

Regulatory compliance

Loan committee leadership

Communication & coaching

Education

Bachelor’s degree in Finance or related field

Job description

Chief Credit Officer (CCO)

Location: Central Kansas

Position Summary

A growing community bank in Central Kansas is seeking a Chief Credit Officer to provide strategic leadership over the bank’s credit function. Continued growth has created the need to separate the Chief Credit Officer responsibilities from the Chief Operating Officer role, creating an opportunity for an experienced credit professional to help shape the bank’s future.

The Chief Credit Officer will serve as a member of executive leadership and play a critical role in maintaining the bank’s strong credit culture while helping prepare the organization for long-term executive succession. This individual will mentor lenders, oversee credit administration, lead the loan committee, and ensure sound risk management practices while remaining approachable, collaborative, and solutions-oriented.

Key Responsibilities

• Lead the bank’s overall credit administration function.
• Provide leadership and oversight of loan operations, credit analysis, and compliance functions.
• Chair and guide the loan committee alongside executive leadership.
• Develop, implement, and maintain sound credit policies and underwriting standards.
• Partner with lenders to structure quality loan transactions while balancing growth and risk.
• Mentor, coach, and develop commercial lenders throughout the organization.
• Monitor credit quality, problem assets, portfolio concentrations, and overall loan risk.
• Ensure regulatory compliance and maintain strong relationships with examiners.
• Collaborate with executive leadership on strategic initiatives and succession planning.
• Foster a credit culture that emphasizes education, consistency, creativity, and sound judgment.

Qualifications

• Bachelor’s degree required (Finance or related field preferred).
• Significant commercial credit experience within community banking.
• Previous leadership experience in credit administration or lending management.
• Strong knowledge of commercial credit analysis, loan policy, and regulatory compliance.
• Experience leading loan committee discussions and making sound credit decisions.
• Excellent communication, coaching, and leadership abilities.

Compensation & Benefits

• Competitive executive compensation package based upon experience.
• Performance-based annual bonus opportunity.
• Employee Stock Ownership Plan (ESOP).
• 401(k) with employer match.
• Comprehensive medical insurance options, including HDHP and traditional plans.
• Health Savings Account (HSA) and Flexible Spending Account (FSA).
• Employer-paid short-term disability insurance.
• Employer-paid life insurance.
• Employee recognition and rewards program.
• Referral bonus opportunities.
• Paid time off and holidays.

Why Consider This Opportunity?

• Executive leadership position within a growing community bank.
• Opportunity to shape the bank’s future credit culture and leadership team.
• Significant visibility with executive leadership and loan committee.
• Clear opportunity to influence long-term succession planning as senior executives prepare for retirement over the next several years.
• Collaborative, relationship-focused culture that values sound judgment, creativity, and mentorship.

*Candidates must be eligible to work in the US as well as meet the qualifications listed above in order to be considered for the Chief Credit Officer job.

Job Id: 18107