Chief Credit Risk Analytics & Acquisition Leader

U.S. Bank; Horsham (PA); On-site; USD 133,000 - 157,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k)

Paid vacation

Paid holidays

Disability insurance

Parental leave

E-Verify and equal opportunity

Job summary

U.S. Bank, including Elavon, seeks an experienced Credit Risk professional to oversee credit risk, develop and administer policies, and ensure compliance with investor and regulator requirements. The role emphasizes advanced modeling, data analytics, and cross-functional collaboration.

Onsite presence is required three or more days per week at the Horsham, PA location. Strong communication and project-management skills are essential for balancing growth with loan quality and regulatory

Qualifications

• 10+ years of relevant experience.
• Bachelor's degree or equivalent work experience.

Responsibilities

• Oversee credit risk management.
• Achieve credit performance and lending risk targets relative to peers and regulators.
• Establish and administer credit policies for specified channels to ensure compliance.
• Communicate credit risk guidance and policy changes to Business Line, Sales and Operations.
• Advocate for the business on credit risk issues balancing market share with loan quality.

Skills

Credit risk policies

Advanced modeling

Mathematical models

Data science

Python

SQL

ML frameworks

Azure cloud services

Statistics

Time-series analysis

Education

Bachelor's degree or equivalent work experience

Tools

Azure

Job description

U.S. Bank, including Elavon, seeks an experienced Credit Risk professional to oversee credit risk, develop and administer policies, and ensure compliance with investor and regulator requirements. The role emphasizes advanced modeling, data analytics, and cross-functional collaboration.

Onsite presence is required three or more days per week at the Horsham, PA location. Strong communication and project-management skills are essential for balancing growth with loan quality and regulatory