Director, Credit Risk Analytics & Policy

U.S. Bank; Horsham (PA); On-site; USD 133,000 - 157,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability

Parental leave

401(k)

Paid vacation

Holidays

Adoption assistance

Job summary

U.S. Bank, via Elavon, is seeking a senior credit risk professional to oversee credit risk, drive performance against peer and investor standards, and ensure compliance with regulatory and internal policies.

You will work with Business Line, Sales and Operations to implement policy, communicate risk appetite, and balance loan quality with growth. Onsite presence is required three or more days per week.

This role emphasizes advanced analytics, data science, Python, SQL, and Azure cloud skills.

Qualifications

• 10+ years of relevant experience.
• Bachelor's degree or equivalent work experience.
• Experience with credit risk policies and procedures.

Responsibilities

• Oversee credit risk and achieve performance goals.
• Establish and administer credit policies for business channels.
• Communicate risk appetite, policy changes, and performance with stakeholders.
• Balance market share and revenue growth with loan quality expectations.

Skills

Credit risk policies

Advanced modeling

Banking products

Data science

Python

SQL

ML frameworks

Azure cloud

Analytical skills

Communication skills

Education

Bachelor's degree or equivalent

Tools

Azure cloud

ML frameworks

SQL databases

Power BI

Job description

U.S. Bank, via Elavon, is seeking a senior credit risk professional to oversee credit risk, drive performance against peer and investor standards, and ensure compliance with regulatory and internal policies.

You will work with Business Line, Sales and Operations to implement policy, communicate risk appetite, and balance loan quality with growth. Onsite presence is required three or more days per week.

This role emphasizes advanced analytics, data science, Python, SQL, and Azure cloud skills.