Head of Credit Risk Analytics & Loss Prevention

Elavon; Horsham (PA); On-site; USD 133,000 - 157,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Pension and retirement plan

Paid vacation and holidays

Sick leave and disability leave

Adoption assistance

Job summary

U.S. Bank is seeking a senior credit risk professional to oversee lending risk and policy execution. You will drive credit risk performance, review guidelines, and balance market share with loan quality in collaboration with business lines and operations.

The role requires deep experience in credit risk policies, advanced analytics, and data modeling, with strong Python/SQL skills and Azure familiarity. On-site work is expected three days per week in Horsham, PA.

Qualifications

• 10+ years of relevant experience.
• Bachelor's degree or equivalent work experience.
• Thorough understanding of credit risk policies, procedures and practices.

Responsibilities

• Oversee the oversight of credit risk and ensure compliance with policies for specified business channels.
• Communicate and review risk appetite, quality and performance with Business Line, Sales and Operations groups.
• Advocate for risk-aware decisions balancing market share and loan quality.

Skills

Credit risk policies

Modeling techniques

Data science tech

Python & SQL

Azure cloud

Data analytics

Communication skills

Education

Bachelor's degree

Tools

ML frameworks

Job description

U.S. Bank is seeking a senior credit risk professional to oversee lending risk and policy execution. You will drive credit risk performance, review guidelines, and balance market share with loan quality in collaboration with business lines and operations.

The role requires deep experience in credit risk policies, advanced analytics, and data modeling, with strong Python/SQL skills and Azure familiarity. On-site work is expected three days per week in Horsham, PA.