CFO for AI Payments Fintech – Growth & Strategy

Clera Labs, Inc.; Miami (FL); Remote; USD 150,000 - 250,000; Full time

Job summary

Muscle is seeking its first CFO to build the finance function from scratch and partner with the founders on strategy, pricing and growth. You will report to the CEO and shape the company’s financial roadmap as it scales from Miami and expands into new markets.

This role is remote within the Americas, with occasional travel to Costa Rica or Miami, and requires deep expertise in financial modeling, banking/payments knowledge, and AI-enabled finance tools.

Qualifications

• 5–8 years in investment banking or private equity, now moving into tech.
• Strong financial modeling skills.
• Good understanding of the payments industry (interchange, acquiring fees, payment flows).
• AI-native: use AI tools daily in your work.
• Fully bilingual in Spanish and English.
• Comfortable presenting to C-level bank executives.
• Based in the Americas (Miami, US East Coast or LATAM preferred).

Responsibilities

• Own financial planning, modeling and forecasting for the company.
• Model the economics of our deals: interchange, acquiring fees, payment flows and redemption margins.
• Help shape pricing and commercial terms with bank and fintech clients.
• Join executive-level client meetings and dinners, and build strong relationships with bank leaders.
• Build the finance stack and processes using AI tools from day one.
• Prepare the company for its next stage of growth (Miami office, new markets, future capital options).

Skills

Financial Modeling

AI Tools

C-suite Communication

Bilingual Spanish/English

Payments Domain Knowledge

Tools

AI Platforms

Job description

Muscle is seeking its first CFO to build the finance function from scratch and partner with the founders on strategy, pricing and growth. You will report to the CEO and shape the company’s financial roadmap as it scales from Miami and expands into new markets.

This role is remote within the Americas, with occasional travel to Costa Rica or Miami, and requires deep expertise in financial modeling, banking/payments knowledge, and AI-enabled finance tools.