CECL Portfolio Analyst - Credit Risk & Modeling

First Electronic Bank; Salt Lake City (UT); On-site; USD 65,000 - 95,000; Full time

Job summary

First Electronic Bank (FEB) is seeking a Portfolio Analyst to support CECL modeling, data collection, and risk assessment. You will work with Credit, Finance, and Data teams to ensure accurate datasets and regulatory reporting.

The role emphasizes analytical accuracy, attention to detail, and the ability to translate model outputs into clear dashboards for internal stakeholders and auditors. Prior experience with CECL or impairment tools is a plus.

Qualifications

• Degree in Finance, Economics, Accounting, Mathematics, Statistics, Data Analytics, or related field.
• Strong analytical and quantitative skills.
• Previous experience with vended software, like Moody's Portfolio Analyzer or Impairment Studio preferred.
• Proficiency in Excel; basic familiarity with SQL, R, Python, and data visualization tools.
• Ability to work with large datasets and identify discrepancies.
• Strong organizational skills and attention to detail.

Responsibilities

• CECL data and modeling support, including dataset inputs and validation.
• Assist CECL models (PD, LGD, prepayment) execution.
• WARM methodology and Static Pool/Vintage Loss analysis.
• Maintain model documentation and version control.
• CECL reporting and variance analyses.
• Prepare schedules, workpapers, and dashboards for stakeholders and auditors.
• Identify trends in portfolio performance and model outputs.
• Support audit requests and regulatory alignment.
• Collaborate with Credit, Finance, Accounting and Data teams.
• Assist ad hoc analyses and projects related to credit risk.

Skills

Analytical skills

Quantitative skills

Data analysis

Detail-oriented

Cross-functional collaboration

Excel proficiency

SQL

Python

R

Data visualization tools

Education

Bachelor's degree in Finance, Economics, Accounting, Mathematics, Statistics, Data Analytics

Tools

Moody's Portfolio Analyzer

Impairment Studio

Excel

SQL

R

Python

Data visualization tools

Job description

First Electronic Bank (FEB) is seeking a Portfolio Analyst to support CECL modeling, data collection, and risk assessment. You will work with Credit, Finance, and Data teams to ensure accurate datasets and regulatory reporting.

The role emphasizes analytical accuracy, attention to detail, and the ability to translate model outputs into clear dashboards for internal stakeholders and auditors. Prior experience with CECL or impairment tools is a plus.