Senior Risk Analyst - CECL/ACL Analytics (Hybrid/Remote)

First Citizens Bank; Raleigh (NC); Hybrid; USD 90,000 - 130,000; Full time

Job summary

First Citizens Bank is seeking a Senior Analyst to execute ACL processes for retail credit products and support CECL-based forecasting and regulatory reporting. The role involves collaboration across finance, risk, and model teams, with a hybrid work arrangement and potential remote options for qualified candidates.

You will maintain control documentation, develop dashboards, and drive process improvements, bridging models, data, and actionable outputs for senior leadership.

Qualifications

• Bachelor’s degree with 4 years of risk, finance analysis, or statistical modeling experience
• Alternative: high school diploma with 8 years of risk/analysis experience
• Masters, CPA, or CFA preferred

Responsibilities

• ACL Execution & Analysis: Contribute to ACL processes across retail portfolios and produce reserve estimates
• Controls & Compliance: Maintain documentation and support audits with traceable artifacts
• Reporting & Analytics: Prepare ACL reporting packages for senior management and stakeholders, develop dashboards and analytics tools
• Cross-Functional Collaboration: Liaise with model developers, finance teams, and risk officers to align results
• Process Improvement: Identify bottlenecks and participate in cross-functional ACL process standardization

Skills

Retail credit products

ACL automation

Data visualization

Analytical programming

Project management

Education

Bachelor's degree in Finance/Economics

Masters/CPA/CFA preferred

Tools

Tableau

Power BI

Job description

First Citizens Bank is seeking a Senior Analyst to execute ACL processes for retail credit products and support CECL-based forecasting and regulatory reporting. The role involves collaboration across finance, risk, and model teams, with a hybrid work arrangement and potential remote options for qualified candidates.

You will maintain control documentation, develop dashboards, and drive process improvements, bridging models, data, and actionable outputs for senior leadership.