Senior Quantitative Risk Analyst - Credit Risk & CECL

First Tech Federal Credit Union; Marlborough (MA); Híbrido; USD 117.000 - 140.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical, dental, and vision coverage

401(k) match

Paid Time Off

Paid federal holidays

Loan discounts

Descripción de la vacante

First Tech Federal Credit Union is seeking a seasoned Credit Risk Senior Analyst to advance CECL modeling, validation, and risk analytics across consumer, commercial, and mortgage portfolios. The role partners with cross-functional teams to provide data-driven insights for risk identification and governance.

You will mentor junior analysts and contribute to enterprise risk initiatives. The position demands 6+ years of relevant experience, strong SQL/Python/R skills, and expertise in CECL, model

Formación

• Bachelor's degree in a field relevant to risk analytics or equivalent experience.
• 6+ years of relevant experience in credit risk analytics or risk modeling.
• Strong knowledge of quantitative risk management principles, modeling, forecasting, and risk measurement methods.
• Experience supporting CECL models and expected credit loss methodologies for various portfolios.
• Advanced proficiency in SQL and handling large datasets.
• Proficiency in Python, R, SAS, MATLAB, or other analytical languages.
• Experience with statistical analysis, predictive modeling, and machine learning techniques.
• Knowledge of risk management frameworks and model governance standards.

Responsabilidades

• Design, develop, implement, and enhance CECL models across consumer, commercial, mortgage and other portfolios.
• Lead development and maintenance of quantitative credit risk models, methodologies, and tools.
• Perform advanced statistical analyses to identify emerging risks and inform decision-making.
• Design stress testing, scenario analysis, and forecasting to assess risk under various conditions.
• Analyze large datasets to identify trends and risk drivers for leadership and risk committees.
• Evaluate model performance, conduct back-testing, and suggest improvements for governance and accuracy.
• Collaborate with business, finance, compliance, audit on enterprise risk assessments.
• Prepare and present quantitative analyses and executive-level risk reports.
• Support regulatory examinations, audits, and model governance with thorough documentation.
• Mentor junior analysts and promote best practices in analytics.
• Identify opportunities to improve data quality, automation, and risk measurement.

Conocimientos

CECL models

SQL

Python

R

SAS

MATLAB

Machine learning

Model governance

Power BI

Tableau

Communication skills

Educación

Bachelor's degree or equivalent

Herramientas

SQL

Python

R

SAS

MATLAB

Power BI

Tableau

Excel

Descripción del empleo

First Tech Federal Credit Union is seeking a seasoned Credit Risk Senior Analyst to advance CECL modeling, validation, and risk analytics across consumer, commercial, and mortgage portfolios. The role partners with cross-functional teams to provide data-driven insights for risk identification and governance.

You will mentor junior analysts and contribute to enterprise risk initiatives. The position demands 6+ years of relevant experience, strong SQL/Python/R skills, and expertise in CECL, model