CECL Portfolio Analytics Analyst

First Electronic; Salt Lake City (UT); Hybrid; USD 70,000 - 100,000; Full time

Job summary

First Electronic Bank is seeking a Portfolio Analyst to support CECL data collection, validation, and modeling. You will work with Credit, Finance, Accounting and Data teams to gather inputs, validate datasets, and prepare schedules and dashboards for management and auditors.

The role emphasizes strong analytical skills, attention to detail, and the ability to handle large datasets, with exposure to PD, LGD, and prepayment models, WARM methodology, and regulatory reporting requirements.

Qualifications

• Degree in Finance, Economics, Accounting, Mathematics, Statistics, Data Analytics, or related field.
• Strong analytical and quantitative skills.
• Previous experience with vended software like Moody’s Portfolio Analyzer or Impairment Studio preferred.
• Proficiency in Excel; basic familiarity with SQL, R, Python, and data visualization tools.
• Ability to work with large datasets and identify discrepancies.

Responsibilities

• CECL data & modeling support.
• Assist with preparing and validating monthly/quarterly CECL dataset inputs.
• Support CECL models (PD, LGD, prepayment).
• WARM methodology and Static Pool/Vintage Loss analysis.
• Help maintain model documentation and version control.
• Analysis & reporting: CECL allowance calculations, variance analyses.
• Prepare schedules, workpapers, dashboards for stakeholders/auditors.
• Identify trends in portfolio performance, credit quality, and model outputs.
• Audit support: CECL processes and controls.

Skills

Analytical thinking

Quantitative skills

Attention to detail

Initiative to learn

Ability to work with large datasets

Education

Finance/Economics/Accounting/Math/Stats/Data Analytics degree

Tools

Excel

SQL

R

Python

Data visualization tools

Job description

First Electronic Bank is seeking a Portfolio Analyst to support CECL data collection, validation, and modeling. You will work with Credit, Finance, Accounting and Data teams to gather inputs, validate datasets, and prepare schedules and dashboards for management and auditors.

The role emphasizes strong analytical skills, attention to detail, and the ability to handle large datasets, with exposure to PD, LGD, and prepayment models, WARM methodology, and regulatory reporting requirements.