Casualty Desk Adjuster - RGA

Sedgwick Claims Management Services Ltd; United States; Remote; USD 100,000 - 120,000; Full time

Benefits offered by this job

Medical, dental, vision

401k with matching

PTO and life insurance

Job summary

Sedgwick is seeking a Casualty Desk Adjuster with extensive experience in Public Entity and Employment Practices Liability (EPL) and/or Childhood Sexual Assault (CSA) claims handling. The candidate will adjust complex claims, manage exposure, and coordinate with defense counsel to achieve favorable resolutions while providing exceptional customer service.

Requirements include a bachelor’s degree, licensure as required, and 8+ years of related experience across personal and commercial lines, with

Qualifications

• Bachelor's degree preferred; state adjusting licenses as required.
• Eight years of related experience including personal lines claims, evaluating coverage, and drafting coverage letters.

Responsibilities

• Develops exposures and evaluates injury claims based on damages, the insurance contract, company policies, and applicable state laws.
• Investigates and evaluates coverage, liability and damages in handling of claims involving serious and catastrophic injuries, coverage, and other legal issues.
• Ensures timely referral of suits to counsel and evaluates changes in exposure through discovery for trial or settlement.
• Responsible for managing defense counsel in litigation of serious and complex claim and manages defense counsel in such cases.
• Formulates effective plans to bring the claims to resolution focusing on indemnity and expense leakage.
• Evaluates coverage and drafts coverage letters including reservation of rights and coverage denials.
• Maintains proper reserves on all pending claims.

Skills

Tort knowledge

Communication skills

PC literacy

Analytical skills

Organizational skills

Negotiation skills

Written reports

Teamwork

Performance skills

Education

Bachelor's degree

Licenses: CPCU/AIC/ARM

Tools

Microsoft Office

Job description

By joining Sedgwick, you'll be part of something truly meaningful. It’s what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there’s no limit to what you can achieve. Newsweek Recognizes Sedgwick as America’s Greatest Workplaces National Top Companies Certified as a Great Place to Work® Fortune Best Workplaces in Financial Services & Insurance Casualty Desk Adjuster - RGA

PRIMARY PURPOSE

Candidate should have at least 5 years (prefer 10+) of Public Entity and EPL(Employment Practices Liability) and/or CSA (Childhood Sexual Assault) claims handling experience. Handles complex, technically challenging claims.. Adjusts claims with complex coverage issues involving liability, damages, evidence, or other complex legal issues, while providing an exceptional customer experience.

ESSENTIAL FUNCTIONS AND RESPONSIBILITIES

• Develops exposures and evaluates injury claims based on damages, the insurance contract, company policies, and applicable state laws.
• Investigates and evaluates coverage, liability and damages in handling of claims involving serious and catastrophic injuries, coverage, and other legal issues.
• Ensures timely referral of suits to counsel and evaluates changes in exposure through the course of discovery, considering costs and strategic plan of actions to prepare for trial or determine settlement capability.
• Responsible for managing defense counsel in litigation of serious and complex claim, litigated claims as well as complex coverage scenarios; manages defense counsel in litigation of serious and complex claims.
• Formulates effective plans to bring the claims to resolution while focusing on indemnity and expense leakage.
• Evaluates coverage and drafts coverage letters to include both reservation of rights and coverage denials.
• Maintains proper reserves on all pending claims.

ADDITIONAL FUNCTIONS AND RESPONSIBILITIES

Performs other duties as assigned. Travel as required.

QUALIFICATIONS

• Education & Licensing: Bachelor's degree from an accredited college or university preferred. State mandated adjusting licenses as required. Insurance designations such as CPCU, AIC, ARM preferred.
• Experience: Eight (8) years of related experience to include experience in personal lines claims, evaluating coverage and drafting coverage letters to include both reservation of rights and coverage denials, or equivalent combination of education and experience required. Experience with commercial lines claims and litigation in multiple states preferred.

SKILLS & KNOWLEDGE

• Exposure to and knowledge of affluent market segment.
• Strong knowledge of tort theories, legal concepts, negotiation strategies, and litigation management.
• Excellent oral and written communication skills, including presentation skills.
• PC literate, including Microsoft Office products.
• Analytical and interpretive skills.
• Strong organizational skills.
• Excellent interpersonal skills.
• Excellent negotiating skills.
• Ability to create and complete comprehensive, accurate and constructive written reports.
• Ability to work in a team environment.
• Ability to meet or exceed Performance Competencies.

WORK ENVIRONMENT

• When applicable and appropriate, consideration will be given to reasonable accommodations.
• Mental: Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines.
• Physical: Computer keyboarding, travel as required.
• Auditory/Visual: Hearing, vision and talking.

The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time. As required by law, Sedgwick provides a reasonable range of compensation for roles that may be hired in jurisdictions requiring pay transparency in job postings. Actual compensation is influenced by a wide range of factors including but not limited to skill set, level of experience, and cost of specific location. For the jurisdiction noted in this job posting only, the range of starting pay for this role is ($100,000 - $120,000 USD annually).

BENEFITS

• A comprehensive benefits package is offered including but not limited to, medical, dental, vision, 401k and matching, PTO, disability and life insurance, employee assistance, flexible spending or health savings account, and other additional voluntary benefits.

EEO AND DISABILITY STATEMENTS

• Qualified applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, the San Diego Fair Chance Ordinance, the San Francisco Fair Chance Ordinance, the California Fair Chance Act, and all other applicable laws.
• Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.
• If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.

Sedgwick is the world’s leading risk and claims administration partner, which helps clients thrive by navigating the unexpected. The company’s expertise, combined with the most advanced AI-enabled technology available, sets the standard for solutions in claims administration, loss adjusting, benefits administration, and product recall. With over 33,000 colleagues and 10,000 clients across 80 countries, Sedgwick provides unmatched perspective, caring that counts, and solutions for the rapidly changing and complex risk landscape. For more, see sedgwick.com