Capital Management Oversight Associate — Hybrid & Risk

SMBC Group; New York (NY); Híbrido; USD 90.000 - 135.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Hybrid work model

Discretionary incentive

Benefits package

Descripción de la vacante

SMBC Group is seeking an Associate to join the Capital Management Oversight team within the Treasury Risk Management group in the Americas. The role focuses on independent oversight of capital ratios, risk-weighted assets, and capital management across SMBC entities, reporting to senior management and coordinating with Tokyo Head Office. Applicants should have 2+ years in capital management or risk roles at large U.S.

banks, with strong knowledge of U.S. capital rules, CCAR, and leverage ratios.

Formación

• 2+ years capital management, regulatory capital, stress testing, treasury, or risk management experience in the first- or second-line groups of large U.S. banks or FBOs.
• Understanding of U.S. regulatory capital requirements.
• Understanding of financial markets and products required.
• Familiarity with banks’ capital framework, CCAR / stress testing, RWA methodologies (credit, market, operational), and leverage ratio construct.
• Extremely organized and structured with strong project planning skills and ability to deliver under tight deadlines.
• Excellent verbal and written communication skills with the ability to manage a variety of projects simultaneously.

Responsabilidades

• Independent oversight of capital ratios and capital adequacy, capital management strategies and plans for relevant SMBC entities in the Americas region.
• Execute ongoing review and challenge of capital ratios (e.g., CET1, Tier 1, Total Capital, Leverage), risk-weighted assets (RWA), leverage assets, and buffers.
• Prepare and present analyses and reports to senior management.
• Ensure timely escalation of capital management issues and limit breaches to appropriate stakeholders.
• Promote continuous enhancement of the second line risk oversight framework.
• Support engagement with regional regulators on capital risk matters related to the second line function.
• Establish collaborative relationship with the first line Treasury functions; provide support and risk advice while maintaining independence.
• Build and maintain relationships with business partners and foster a risk culture through the organization.

Conocimientos

Capital management

Regulatory capital

Stress testing

Treasury

Risk management

CCAR

Leadership / communication

Descripción del empleo

SMBC Group is seeking an Associate to join the Capital Management Oversight team within the Treasury Risk Management group in the Americas. The role focuses on independent oversight of capital ratios, risk-weighted assets, and capital management across SMBC entities, reporting to senior management and coordinating with Tokyo Head Office. Applicants should have 2+ years in capital management or risk roles at large U.S.

banks, with strong knowledge of U.S. capital rules, CCAR, and leverage ratios.