Liquidity Risk Analyst – Hybrid, Data-Driven & Impactful

SMBC Group; New York (NY); Hybrid; USD 73,000 - 86,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

SMBC Group is seeking an Analyst in the Treasury Risk Management Group within Risk Management Department Americas Division to oversee liquidity risk for SMBC branches and subsidiaries in the Americas. The role emphasizes internal controls, risk assessment, and collaboration with Tokyo Head Office to manage liquidity, capital, and related risks.

You will develop tools, participate in regulatory meetings, and support senior management with risk reporting and strategic initiatives in a hybrid work

Qualifications

• Experience with banking products and activities, with an understanding of liquidity risk implications.
• Knowledge of deposits, loans, off-balance-sheet commitments, CDCPs and related liquidity risks.
• Familiarity with liquidity risk management frameworks and regulatory requirements (e.g., EPS, Reg YY, Reg W, Reg WW).
• Understanding of funding strategies, contingency funding plans, and balance sheet management.
• Experience with regulatory liquidity metrics such as LCR and NSFR is a plus.
• Strong organizational and project management skills with the ability to manage competing priorities and deliver under tight deadlines.
• Proven ability to present complex risk and regulatory topics to senior management.
• Self-starter with strong problem-solving skills and the ability to drive initiatives in ambiguous environments.
• Analytical, detail-oriented, and control-focused mindset.
• Experience with data analytics, automation, and programming tools (e.g., Python, VBA/Macros) is a plus.

Responsibilities

• Provide ongoing and ad-hoc independent oversight of 1stLine of Defense activities including but not limited to internal liquidity stress testing, cash flow forecasting, contingency funding plan, and intraday liquidity
• Develop risk tools to track and analyze movements in key liquidity metrics and use results to aid 2nd line oversight activities
• Provide challenge to 1stline proposal of annual risk metrics and limits refresh for SMBC CUSO
• Participate in regulatory meetings and examinations; support responses to regulator’s questions and ad-hoc requests
• Assist in preparing committee meeting materials to report to senior management
• Provide independent review and assessment of new products, business initiatives, and services introduced / proposed by 1st line
• Engage with internal audit during annual audit of liquidity risk; remediate findings as needed
• Enhance internal processes and perform annual risk assessments of liquidity risk process

Skills

Banking products

Liquidity risk

Regulatory requirements

Funding strategies

LCR/NSFR familiarity

Project management

Communication to senior mgmt

Problem solving

Data analytics

Python

VBA/Macros

Tools

Python

VBA/Macros

Job description

SMBC Group is seeking an Analyst in the Treasury Risk Management Group within Risk Management Department Americas Division to oversee liquidity risk for SMBC branches and subsidiaries in the Americas. The role emphasizes internal controls, risk assessment, and collaboration with Tokyo Head Office to manage liquidity, capital, and related risks.

You will develop tools, participate in regulatory meetings, and support senior management with risk reporting and strategic initiatives in a hybrid work