C&I Credit Risk Associate – Analyze, Underwrite & Monitor

Sumitomo Mitsui Trust Bank Limited New York Branch; New York (NY); On-site; USD 42,000 - 150,000; Full time

Job summary

Bank of China in the United States seeks a credit risk professional to conduct reviews, analyze financials, and document risk assessments in line with risk appetite and policies. The incumbent will support portfolio management, update risk policies, and prepare portfolio reporting.

The role requires 3–4+ years in C&I credit risk, a Finance/Economics/Accounting degree, and strong financial modeling. Mandarin is a plus.

Qualifications

• 3+ years of C&I corporate credit risk experience (Associate).
• 4+ years of C&I corporate credit risk experience (AVP).
• Bachelor’s degree in Finance/Economics/Accounting is required.
• Master’s degree/MBA/CFA preferred.

Responsibilities

• Review credit requests and analyze risk, terms, and conditions.
• Provide recommendations on credit proposals and policy exceptions.
• Assist with loan structuring, risk rating, and monitoring requirements.
• Conduct portfolio reviews and monitor industry trends.

Skills

Credit risk analysis

Financial modeling

Regulatory knowledge

Industry knowledge

Education

Bachelor’s degree in Finance/Economics/Accounting

Master’s degree/MBA/CFA preferred

Job description

Bank of China in the United States seeks a credit risk professional to conduct reviews, analyze financials, and document risk assessments in line with risk appetite and policies. The incumbent will support portfolio management, update risk policies, and prepare portfolio reporting.

The role requires 3–4+ years in C&I credit risk, a Finance/Economics/Accounting degree, and strong financial modeling. Mandarin is a plus.