Business Banking Underwriter IV

0101 The Huntington National Bank; Cleveland (OH); Sur place; USD 85 000 - 135 000; Plein temps

Avantages offerts par ce poste

Health insurance

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

Paid time off (PTO)

Résumé du poste

Huntington Bank in Cleveland is seeking a Business Banking Underwriter IV to assess creditworthiness and ensure adherence to lending policies for commercial loans. The role involves managing a personal pipeline and making sound decisions on complex credits up to $10MM.

The position requires leadership capabilities, mentoring newer underwriters, and collaboration with credit and risk teams to achieve department goals while representing the manager when needed.

Qualifications

• Bachelor's degree with 7+ years of business or commercial underwriting in a centralized lending environment.
• Experience leading or mentoring teams (3-4 years).
• Ability to underwrite credit exposures over $4MM and decision credits without signers.

Responsabilités

• Maintain an individual pipeline of work to support Business Banking production.
• Review financial and credit information to make sound underwriting decisions.
• Underwrite loans with complex credit structures up to $10MM.
• Utilize single approval authority up to $4MM.
• Collaborate with credit and segment risk to meet department goals.
• Provide training and mentoring to new hires and other UW levels as needed.
• Act as primary back up for manager for team huddles and meetings.
• Serve as a representative outside the function group when needed.

Connaissances

Leadership

Underwriting

Communication skills

Attention to detail

Independent work

Formation

Bachelor's degree

Outils

Microsoft Office

Description du poste

Description Summary

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties and Responsibilities

Supports Business Banking production by maintaining an individual pipeline of work.

Reviews all financial and credit application information to make sound credit decisions.

Loans would typically include those with most complex credit structures and customer exposure up to $10MM.

Utilizes single approval authority up to $4MM.

Appropriately assess risk profile of borrower.

Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.

Tasks as needed to support the line of business and job family.

Act as primary back up for their manager as needed for team huddles & meetings.

Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.

Collaborate with both credit and segment risk to meet or exceed department goals.

Performs other duties as assigned.

Basic Qualifications

• Bachelor's degree 7+years’ experience with business or commercial underwriting in a centralized lending environment.

Preferred Qualifications

• Bachelor's degree in business related field.
• 3-4 years leadership / management experience.
• Ability to underwrite credit exposures in excess of $4MM.
• Previous authority to underwrite and decision credits without additional signers.
• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
• Proficient use of Microsoft Office and other internet resources.
• Excellence in customer service, highly motivated, focused and goal oriented.
• Excellent written and verbal communication skills, including grammar and demeanor.
• Strong organizational skills with attention to detail, planning and follow-up.
• Ability to work independently on multiple tasks without compromising quality.
• Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.

Exempt Status

(Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes.

Workplace Type

Office

Our Approach to Office Workplace Type

Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education.

Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

• health insurance coverage
• wellness program
• life and disability insurance
• retirement savings plan
• paid leave programs
• paid holidays
• paid time off (PTO)

Tobacco-Free Hiring Practice

Visit Huntington's Career Web Site for more details.

Welcome to Huntington!

At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way people save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values-simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter. If that sounds like you, we hope you’ll apply to join our team.

If you’d like to learn more about how Huntington looks out for people, visit https://www.huntington.com/lookingout

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Reasonable Accommodations

Reasonable Accommodations Various methods will be used throughout the recruitment process to verify candidate authenticity.

Any interviews conducted virtually must be joined from a distraction-free environment, with the candidate on camera and without the use of virtual backgrounds.

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