Business Banking Underwriter III

0101 The Huntington National Bank; Westchester (TX); On-site; USD 70,000 - 140,000; Full time

Benefits offered by this job

health insurance coverage

wellness program

life and disability insurance

retirement savings plan

paid leave programs

paid holidays and PTO

Job summary

Huntington is seeking a Business Banking Underwriter IV to assess credit worthiness for commercial loans. You will review financial data, support a pipeline, and make sound underwriting decisions up to $10MM with single-approval authority up to $4MM.

Responsibilities include mentoring, cross-team collaboration with credit and risk, and representing the manager when needed. A Bachelor's degree and 7+ years in underwriting are required.

Qualifications

• 7+ years’ experience with business or commercial underwriting in a centralized lending environment.
• Bachelor's degree in business or related field.
• Proficient use of Microsoft Office and other internet resources.
• Excellent written and verbal communication skills, including grammar and demeanor.
• Strong organizational skills with attention to detail, planning and follow-up.
• Ability to work independently on multiple tasks without compromising quality.

Responsibilities

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions.
• Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
• Utilizes single approval authority up to $4MM.
• Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
• Collaborate with both credit and segment risk to meet or exceed department goals.

Education

Bachelor's degree

Tools

Microsoft Office

Job description

Description Summary

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties and Responsibilities

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions.
• Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
• Utilizes single approval authority up to $4MM.
• Appropriately assess risk profile of borrower.
• Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
• Tasks as needed to support the line of business and job family.
• Act as primary back up for their manager as needed for team huddles & meetings.
• Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
• Collaborate with both credit and segment risk to meet or exceed department goals.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor's degree
• 7+years’ experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications

• Bachelor's degree in business related field
• 3-4 years leadership / management experience
• Ability to underwrite credit exposures in excess of $4MM.
• Previous authority to underwrite and decision credits without additional signers.
• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
• Proficient use of Microsoft Office and other internet resources
• Excellence in customer service, highly motivated, focused and goal oriented.
• Excellent written and verbal communication skills, including grammar and demeanor.
• Strong organizational skills with attention to detail, planning and follow-up.
• Ability to work independently on multiple tasks without compromising quality.
• Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.

Exempt Status

Yes (not eligible for overtime pay)

Workplace Type

Office

Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range

70,000.00 - 140,000.00 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

Benefits

• health insurance coverage
• wellness program
• life and disability insurance
• retirement savings plan
• paid leave programs
• paid holidays and paid time off (PTO)

Equal Opportunity Employment

Huntington is an Equal Opportunity Employer.

Company Culture

Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way people save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter.

Tobacco-Free Hiring Practice

Tobacco-Free Hiring Practice

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