Business Banking Underwriter II

Huntington Bancshares, Inc.; Town of Huntington (NY); On-site; USD 57,000 - 113,000; Full time

Job summary

A leading company is seeking a Business Banking Underwriter II responsible for underwriting loans and assessing credit worthiness. The role involves managing a pipeline, making credit decisions, and ensuring compliance with lending policies. Ideal candidates will have a Bachelor's degree and experience in commercial underwriting.

Benefits

Health Insurance

Wellness Program

Life and Disability Insurance

Retirement Savings Plan

Paid Leave Programs

Paid Holidays

Paid Time Off (PTO)

Qualifications

• 3+ years’ experience with business or commercial underwriting in a centralized lending environment.

Responsibilities

• Underwrites Business Banking loans to determine credit worthiness.
• Maintains an individual pipeline of work.
• Reviews financial and credit application information.

Skills

Customer Service

Organizational Skills

Communication

Education

Bachelor's degree

Bachelor's degree in Business related field

Tools

Microsoft Office

Job description

Description

Summary:

The Business Banking Underwriter II is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties and Responsibilities:

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions. Credits would typically include those with moderate complexity and customer exposure up to $2,500M.
• Utilizes single approval authority up to $2MM.
• Appropriately assess risk profile of borrower.
• Tasks as needed to support the line of business and job family
• Performs other duties as assigned.

Basic Qualifications:

• Bachelors degree
• 3+years’ experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications:

• Bachelors degree in Business related field
• Ability to underwrite credit exposures in excess of $1MM
• Proficient use of Microsoft Office and other internet resources
• Excellence in customer service, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up
• Ability to work independently on multiple tasks without compromising quality

Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:

$57,000 - $113,000 Annual Salary

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.