Business Banking Portfolio & Credit Specialist

1st-Source-Bank; Warsaw (IN); On-site; USD 65,000 - 90,000; Full time

Job summary

1st-Source-Bank's Warsaw Banking Center in Warsaw, IN is seeking a Banking Officer to manage a portfolio of medium-sized business and complex accounts, typically handling $7–$15MM in client assets and commitments.

The role emphasizes credit analysis, relationship development, and adherence to bank policies. Travel for training, strong Excel/Word skills, and a Bachelor's degree in business, economics, or finance are preferred.

Qualifications

• Analyzes and approves credits within prescribed limits; recommends action on credits in excess of loan limits.
• Documents bank/customer relationships and commitments.
• Retains and strengthens current relationships and seeks to develop new business.
• Reviews bank exposure and account profitability; performs financial reviews.

Responsibilities

• Able to identify client needs and request documents for SBU products and services.
• Must be willing to travel for extended periods for training within different Small Business Units.
• Must have valid driver’s license.
• Regular attendance and compliance training are essential.

Skills

Credit analysis

Relationship building

Customer service

MS Word

Excel

Communication

Multi-tasking

Travel for training

Education

Bachelor's Degree in business, economics, or finance

Tools

MS Office

Excel

Job description

1st-Source-Bank's Warsaw Banking Center in Warsaw, IN is seeking a Banking Officer to manage a portfolio of medium-sized business and complex accounts, typically handling $7–$15MM in client assets and commitments.

The role emphasizes credit analysis, relationship development, and adherence to bank policies. Travel for training, strong Excel/Word skills, and a Bachelor's degree in business, economics, or finance are preferred.