Business Banking & Lending Specialist

Carter Bankshares in; Raleigh (NC); On-site; USD 69,000 - 121,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability coverage

401(k)

Paid time off

Paid holidays

Job summary

Carter Bankshares in Raleigh, NC seeks a Business Banker to develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies with $1–$10MM in annual revenues. You’ll serve as the primary contact for borrowing needs and provide expertise in deposits and cash flow management.

In collaboration with internal partners, you’ll build and manage full banking relationships, participate in community events, and analyze applicants to determine

Qualifications

• High school diploma or equivalent required; Bachelor's degree in business, finance, accounting, or related field preferred.
• Prior experience in business lending and/or credit required.

Responsibilities

• Make a significant impact by contributing to the growth of the bank through business loans, deposits, and fee income.
• Leverage your network and centers of influence to engage with local business owners and companies to develop business lending opportunities.
• Work with clients to identify their financial goals and find ways of reaching those goals.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.
• Represent the bank in the community by attending and participating in civic, community, and networking events.
• Analyze applicants' semi-complex financial status, credit, and collateral to determine creditworthiness of prospective loans.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Actively and consistently manage large loan portfolio to ensure appropriate risk management and enhance customer experience.

Skills

Financial analysis

Credit underwriting

Business lending

Cash management

Sales planning

Customer service

Communication

MS Office

Education

High school diploma

Bachelor's degree

Tools

Microsoft Office

Job description

Carter Bankshares in Raleigh, NC seeks a Business Banker to develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies with $1–$10MM in annual revenues. You’ll serve as the primary contact for borrowing needs and provide expertise in deposits and cash flow management.

In collaboration with internal partners, you’ll build and manage full banking relationships, participate in community events, and analyze applicants to determine