Business Banker: SMB Lending & Relationship Builder

First Citizens Bank; North Carolina; On-site; USD 65,000 - 105,000; Full time

Job summary

First Citizens Bank is seeking a Business Banker to develop and expand relationships with business owners in the local community, helping them reach financial goals. The role focuses on managing deposits, loans, and cash management solutions while building full banking relationships across internal partners.

You will maintain an active prospect list, engage in community activities, and drive sales while adhering to regulatory and policy standards. Domestic travel to client sites is common.

Qualifications

• Bachelor's degree with 4+ years in commercial/business lending, credit or business development.
• Alternative: High School Diploma with 8+ years in related roles.

Responsibilities

• Achieve individual and team financial, production and relationship results per goals.
• Engage customers, prospects and referrals through proactive outreach.
• Represent the Bank in the community to generate business and CRA opportunities.
• Follow regulations, policies, and processes to manage risk and ensure accuracy.

Skills

Structured sales process

Financial guidance

Sales forecasting

Financial analysis

Credit underwriting

Business lending & cash mgmt

Retail & wealth solutions

Business development

Networking & influence

Education

Bachelor's Degree

High School Diploma or GED

Job description

First Citizens Bank is seeking a Business Banker to develop and expand relationships with business owners in the local community, helping them reach financial goals. The role focuses on managing deposits, loans, and cash management solutions while building full banking relationships across internal partners.

You will maintain an active prospect list, engage in community activities, and drive sales while adhering to regulatory and policy standards. Domestic travel to client sites is common.