Business Banker: Relationship & Growth Specialist

First Citizens Bank; Carlsbad (CA); On-site; USD 128,000 - 197,000; Full time

Job summary

First Citizens Bank is seeking a Business Banker to develop and expand relationships with business owners in the community, managing a portfolio with lending needs up to $5MM. The role partners with other bank teams to provide deposits, cash management, and related services.

The ideal candidate will have a bachelor's degree with several years in commercial lending, or an equivalent mix of education and experience, plus a proven ability to generate referrals and meet profitability goals.

Qualifications

• Experience in commercial or business lending, credit, or business development is required.
• Bachelor's degree with 4 years of relevant experience or an equivalent mix of education and experience.
• Strong knowledge of lending, deposits, and cash management solutions.

Responsibilities

• Manage a portfolio of business banking relationships and acquire new clients.
• Collaborate with bank partners to deliver deposits and related services.
• Drive sales targets and referrals while maintaining risk controls.
• Provide financial guidance and underwriting decisions for lending opportunities.

Skills

Sales process

Financial guidance

Sales planning

Financial analysis

Credit underwriting

Business lending

Deposits & cash management

Networking & COI

Education

Bachelor's degree

High school diploma or GED

Job description

First Citizens Bank is seeking a Business Banker to develop and expand relationships with business owners in the community, managing a portfolio with lending needs up to $5MM. The role partners with other bank teams to provide deposits, cash management, and related services.

The ideal candidate will have a bachelor's degree with several years in commercial lending, or an equivalent mix of education and experience, plus a proven ability to generate referrals and meet profitability goals.