Business Banker: Growth & Lending Advisor

Plains Commerce Bank, Inc; Sioux Falls (SD); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Medical, Dental & Vision

401K and Profit Sharing

Life Insurance & Disability

Paid Vacation & Sick Time

Employee Perks & Discounts

Job summary

Plains Commerce Bank, Inc. in Sioux Falls, SD is seeking a Business Banker to support clients by providing banking services, managing transactions, and offering tailored financial solutions.

You will work closely with business and agricultural clients to manage portfolios, grow relationships, and ensure banking needs are met efficiently. The ideal candidate will have 3–5 years of lending experience, strong customer service, communication, and analytical skills, plus a proactive approach to

Qualifications

• Three to five years of prior lending experience preferred.
• Customer Service Skills: Ability to build and maintain strong relationships with clients, addressing their needs and providing effective solutions.
• Communication Skills: Clear and professional verbal and written communication to interact with clients, colleagues, and management.
• Attention to Detail: Ensuring accuracy in transactions, financial analysis, and record-keeping.
• Problem-Solving Skills: Ability to identify issues and find efficient solutions, particularly in customer service and loan processing.
• Sales and Persuasion Skills: Ability to identify opportunities to cross-sell banking products and services to existing and potential clients.
• Organizational Skills: Strong time management and the ability to prioritize tasks in a fast-paced environment.
• Analytical Skills: Ability to analyze financial data, assess client needs, and support lending decisions.
• Teamwork and Collaboration: Working effectively within a team and supporting senior bankers and other colleagues in achieving branch goals
• Banking Products and Services: Understanding of a wide range of financial products (e.g., loans, savings accounts, credit cards) and services offered by the bank.
• Financial Analysis: Basic knowledge of financial statements, credit risk assessment, and loan underwriting processes.
• Regulatory Compliance: Understanding of banking regulations, industry standards, and compliance requirements (e.g., KYC, AML).
• Risk Management: Knowledge of risk management principles and practices, especially in lending and investment activities.
• Banking Software: Familiarity with banking systems, software, and tools used for account management, transactions, and financial analysis.
• Market Trends: Awareness of current economic conditions, market trends, and their impact on banking operations and financial products.
• Must have the ability to calculate figures and have good verbal and written communication skills.
• Must be able to multi-task and work under stress and pressure.
• Must be dependable, trustworthy and maintain confidentiality.
• Must be available and willing to travel to offsite locations when the employer deems it necessary to meet business or ag needs.
• Must be able to communicate thoughts clearly, both orally and written. Must be able to communicate with co-workers, colleagues, and customers effectively and professionally.

Responsibilities

• Assisting clients with daily banking transactions, including deposits, withdrawals, and account management.
• Supporting senior bankers in managing customer relationships, offering personalized financial advice, and identifying opportunities for cross-selling banking products.
• Building and nurturing relationships with new and existing clients to understand their financial needs and offer tailored banking solutions.
• Conducting financial analyses, preparing reports, and assisting with credit assessments for loan applications.
• Actively contributing to the growth of the bank's loan and deposit book by identifying potential lending opportunities and working to close deals.
• Ensuring compliance with banking regulations, internal policies, and credit risk management practices.
• Managing and following up on loan applications, ensuring timely processing and communication with clients.
• Responding to customer inquiries, resolving issues, and ensuring high levels of customer satisfaction.

Skills

Customer Service

Communication

Attention to Detail

Problem-Solving

Sales & Cross-Selling

Organizational Skills

Analytical Skills

Teamwork

Regulatory Knowledge

Financial Analysis

Risk Management

Banking Software

Market Awareness

Multi-tasking

Job description

Plains Commerce Bank, Inc. in Sioux Falls, SD is seeking a Business Banker to support clients by providing banking services, managing transactions, and offering tailored financial solutions.

You will work closely with business and agricultural clients to manage portfolios, grow relationships, and ensure banking needs are met efficiently. The ideal candidate will have 3–5 years of lending experience, strong customer service, communication, and analytical skills, plus a proactive approach to