Business Banker II Target

First Citizens Bank; Redondo Beach (CA); On-site; USD 128,314 - 196,747; Full time

Job summary

First Citizens Bank is seeking a Business Banker to grow and manage a portfolio of business clients in the local community. You will help owners meet financial goals, provide deposits and related services, and collaborate with partners to deliver a full client relationship.

The role emphasizes sales planning, relationship development, and participation in a streamlined credit approval process to drive profitability and community growth.

Qualifications

• Bachelor's degree with 4+ years experience in business lending, credit or business development.
• High school diploma or GED with 8+ years experience in business lending, credit or business development.
• Strong financial analysis and client relationship skills.
• Ability to develop COIs and referral networks.
• Knowledge of deposit and cash management solutions.

Responsibilities

• Acquire and manage a portfolio of business banking relationships.
• Develop and execute sales plans to meet production goals.
• Collaborate with bank partners to provide deposits and related services.
• Navigate streamlined credit approval processes.
• Grow relationships and drive profitability.

Skills

Business lending

Credit underwriting

Deposit & cash management

Sales planning

Forecasting

Education

Bachelor's degree

High school diploma or GED

Job description

Overview

Forever Strong. What sets First Citizens apart Strong leadership, enduring values and a commitment to helping people and businesses prosper.

Overview

Forever Strong. What sets First Citizens apart Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a Business Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Business Bankers are responsible for acquiring and managing a portfolio of business banking relationships, and the primary contact for borrowing needs up to $5MM. This associate engages bank partners to provide a full range of deposit and related business services. Larger relationships may be managed with manager approval and/or appropriate partner support. Develops and maintains an active prospect list, customer outreach plan and quality referral sources in accordance with a sales plan to achieve production goals and profitability objectives.

Responsibilities

In this role, you will get to:

• Make an impact by contributing to the growth of the bank through business and commercial loans, deposits and fee income
• Exercise your creativity and entrepreneurial spirit to engage with business owners in the community
• Work in a supportive environment encouraging community and business development activities
• Work within a streamlined, timely and efficient credit approval process
• Be a part of a collaborative team with various business services partners to support the full client relationship
• This position may be filled as a Business Banker II or III based on the skills and experience of the selected candidate.

Qualifications

Bachelor's degree with a minimum of 4 years experience in business lending, credit or business development.

-Or-

High school diploma or GED with a minimum of 8 years experience in business lending, credit or business development.

Additional Requirements

Business development experience

Preferred Qualifications

Established COI's and referral sources

Financial analysis and credit underwriting skills

Knowledge of business lending, deposit and cash management solutions

Ability to provide financial guidance and expertise

Sales planning and forecasting experience

The base pay for this position is generally between $128,314 and $196,747. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.