Business Banker II Target

First Citizens Bank; Boston (MA); On-site; USD 141,188 - 188,250; Full time

Benefits offered by this job

Comprehensive benefits program

Variable incentives and bonuses

Job summary

First Citizens Bank is seeking a Business Banker in Boston, MA who will manage relationships with local business owners to help them achieve financial goals. This role includes acquiring new business clients and maintaining a portfolio of banking relationships.

The ideal candidate should have a Bachelor’s degree with substantial experience in business lending and possess strong financial analysis skills. The position offers a competitive salary between $141,188 and $188,250 along with comprehensive benefits.

Qualifications

• Experience in business lending, credit, or business development is essential.
• Ability to provide financial guidance and expertise crucial.

Responsibilities

• Contribute to bank growth through loans, deposits, and fee income.
• Engage with business owners creatively.
• Collaborate with business services partners.

Skills

Business development experience

Financial analysis and credit underwriting skills

Sales planning and forecasting experience

Education

Bachelor's degree with 4+ years in business lending or related field

High school diploma or GED with 8+ years in business lending

Job description

Overview

Forever Strong. What sets First Citizens apart: Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a Business Banker at First Citizens Bank, you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Business Bankers are responsible for acquiring and managing a portfolio of business banking relationships, and the primary contact for borrowing needs up to $5MM. This associate engages bank partners to provide a full range of deposit and related business services. Larger relationships may be managed with manager approval and/or appropriate partner support. Develops and maintains an active prospect list, customer outreach plan and quality referral sources in accordance with a sales plan to achieve production goals and profitability objectives.

Responsibilities

• Make an impact by contributing to the growth of the bank through business and commercial loans, deposits and fee income.
• Exercise creativity and entrepreneurial spirit to engage with business owners in the community.
• Work in a supportive environment encouraging community and business development activities.
• Work within a streamlined, timely and efficient credit approval process.
• Be part of a collaborative team with various business services partners to support the full client relationship.
• This position may be filled as a Business Banker II or III based on the skills and experience of the selected candidate.

Qualifications

• Bachelor's degree with a minimum of 4 years experience in business lending, credit or business development.
• High school diploma or GED with a minimum of 8 years experience in business lending, credit or business development.

Additional Requirements

• Business development experience.

Preferred Qualifications

• Established COI's and referral sources.
• Financial analysis and credit underwriting skills.
• Knowledge of business lending, deposit and cash management solutions.
• Ability to provide financial guidance and expertise.
• Sales planning and forecasting experience.

The base pay for this position is generally between $141,188 and $188,250. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.