Business Banker II Target

First Citizens Bank; Dallas (TX); On-site; USD 75,000 - 120,000; Full time

Job summary

First Citizens Bank in Dallas, TX is seeking a Business Banker to grow and manage a portfolio of local business relationships, helping owners meet their financial goals. You will work with bank partners to provide deposits and lending up to $5MM, coordinating credit approvals and service delivery.

This role emphasizes sales planning, community engagement, and proactive outreach in a collaborative team environment.

Qualifications

• Bachelor's degree with a minimum of 4 years of experience in business lending, credit, or business development.
• High school diploma or GED with a minimum of 8 years of experience in business lending, credit, or business development.

Responsibilities

• Make an impact by contributing to the growth of the bank through business and commercial loans, deposits and fee income
• Exercise your creativity and entrepreneurial spirit to engage with business owners in the community
• Work in a supportive environment encouraging community and business development activities
• Work within a streamlined, timely and efficient credit approval process
• Be part of a collaborative team with various business services partners to support the full client relationship

Skills

Financial analysis

Credit underwriting

Sales planning

Education

Bachelor's degree

High school diploma or GED

Job description

Overview

Forever Strong. What sets First Citizens apart: Strong leadership, enduring values, and a commitment to helping people and businesses prosper.

As a Business Banker at First Citizens Bank, you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Business Bankers are responsible for acquiring and managing a portfolio of business banking relationships, and are the primary contact for borrowing needs up to $5MM. This associate engages bank partners to provide a full range of deposit and related business services. Larger relationships may be managed with manager approval and/or appropriate partner support. Develops and maintains an active prospect list, customer outreach plan, and quality referral sources in accordance with a sales plan to achieve production goals and profitability objectives.

Responsibilities

• Make an impact by contributing to the growth of the bank through business and commercial loans, deposits and fee income
• Exercise your creativity and entrepreneurial spirit to engage with business owners in the community
• Work in a supportive environment encouraging community and business development activities
• Work within a streamlined, timely and efficient credit approval process
• Be part of a collaborative team with various business services partners to support the full client relationship

"This position may be filled as a Business Banker II or III based on the skills and experience of the selected candidate."

Qualifications

• Bachelor's degree with a minimum of 4 years of experience in business lending, credit, or business development.
• High school diploma or GED with a minimum of 8 years of experience in business lending, credit, or business development.

Additional Requirements

Business development experience

Preferred Qualifications

• Established COI's and referral sources
• Financial analysis and credit underwriting skills
• Knowledge of business lending, deposit and cash management solutions
• Ability to provide financial guidance and expertise
• Sales planning and forecasting experience

Benefits

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.