Business Analyst Middle+ [Disputes]

platacard; United States; Hybrid; USD 75,000 - 110,000; Full time

Benefits offered by this job

Relocation support to hubs in Serbia,

Flexible work from our office or rem]]

Job summary

platacard is seeking a Business Analyst to lead the Dispute Management direction within the Antifraud & Disputes team. You will optimize dispute resolution processes, reduce costs, and enhance customer experience through automation and data-driven insights.

As part of a cross-functional team, you will work at the intersection of product development, operations, analytics, and technology to scale dispute handling and improve decision-making across customer transactions and chargebacks.

Qualifications

• 3+ years of experience as a Business Analyst, Product Manager, or Product Owner with a strong focus on process development, optimization, and cross-functional project delivery.
• Proven experience independently managing complex end-to-end processes or initiatives involving multiple teams and stakeholders.
• Strong ability to gather, document, and manage business requirements and support their implementation.

Responsibilities

• Take end-to-end ownership of Dispute Management processes, identifying bottlenecks and opportunities for optimization and automation.
• Analyze and improve key metrics, including Operational Cost and Compensation Cost, and evaluate proposed initiatives.
• Improve dispute decision-making processes, including developing scoring and automated decisioning solutions.
• Gather, analyze, and document business requirements, user stories, acceptance criteria, and process flows for development teams.
• Coordinate cross-functional initiatives involving Product, Engineering, CRM, Payment Processing, Analytics, and Operations, managing dependencies and timelines.
• Work with operations to investigate issues, improve workflows, and increase dispute resolution efficiency.

Skills

Business Analysis

Product management

Cross-functional collaboration

Stakeholder management

Process optimization

Requirements gathering

Job description

We are looking for a Business Analyst to join the Antifraud & Disputes team and take ownership of the Dispute Management direction. The team is responsible for managing customer transaction disputes, including fraud-related claims, chargebacks, and cases where customers experience issues with purchased goods or services. Dispute Management is a complex end-to-end process involving customer support, operations, payment processing, and internal banking systems.

In this role, you will focus on optimizing dispute resolution processes, reducing operational and compensation costs, and improving customer experience. You will work at the intersection of product development, operations, analytics, and technology, driving initiatives to automate manual workflows, improve decision-making, and make dispute handling more efficient and scalable.

Challenges that await you:

• Taking end-to-end ownership of Dispute Management processes, identifying bottlenecks and opportunities for optimization and automation
• Analyzing and improving key business metrics, including Operational Cost and Compensation Cost, and evaluating the impact of proposed initiatives
• Improving dispute decision-making processes, including the development of scoring and automated decisioning solutions
• Gathering, analyzing, and documenting business requirements, user stories, acceptance criteria, and process flows for development teams
• Coordinating cross-functional initiatives involving Product, Engineering, CRM, Payment Processing, Analytics, and Operations, managing dependencies, priorities, and timelines
• Working closely with operational teams to investigate existing issues, improve workflows, and increase dispute resolution efficiency
• Formulating and prioritizing improvement hypotheses based on product and operational metrics
• Supporting delivery throughout the full development lifecycle, from discovery and requirements gathering to implementation, release, and post-launch performance analysis

What makes you a great fit:

• 3+ years of experience as a Business Analyst / Product manager / Product owner with a strong focus on process development, optimization, and cross-functional project delivery
• Proven experience independently managing complex end-to-end processes or initiatives involving multiple teams and stakeholders
• Strong process-oriented thinking and experience designing and improving operational workflows across different teams and systems
• Excellent stakeholder management skills, with the ability to align priorities, manage dependencies, and drive initiatives forward in a resource-constrained environment
• Strong product thinking and analytical mindset: ability to identify problems, formulate hypotheses, prioritize improvements, and evaluate their impact on business metrics
• Experience working at the intersection of product development and operations, with a focus on measurable business outcomes
• Proven ability to gather, document, and manage business requirements and support their implementation
• Basic technical understanding of systems and integrations
• B2 or higher English level for effective communication with an international team

Your bonus skills:

• Experience with Dispute Management, chargebacks, or customer claims processes , including operational roles
• Experience working in Antifraud or Fraud Prevention domains
• Experience in fintech, banking, or financial services

Our ways of working:

• Innovative Spirit: A commitment to creativity and groundbreaking solutions
• Honest Feedback: valuing open, transparent communication
• Supportive Team: a strong, collaborative community
• Celebrating Achievements: recognizing our wins together
• High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances

Our benefits:

• Relocation support to one of our hubs - Serbia, Cyprus or Georgia - with assistance for the employee and their family
• Flexible work from our office or remote
• Healthcare Coverage
• Education Budget: Language lessons, professional training and certifications
• Wellness Budget: Mental health and fitness activity reimbursements
• Vacation Policy: Annual leave and paid sick leave as per applicable policies