Business Analyst

TechDigital Group; San Diego (CA); On-site; USD 90,000 - 130,000; Full time

Job summary

TechDigital Group is seeking an experienced Business Analyst to own end-to-end delivery for payments rails, including ACH, RTR, and Wires. You will draft business requirements and drive features that support payments ecosystems.

You will collaborate with product, analytics, business, and engineering teams to define user stories, analyze metrics, and guide roadmap decisions. The role emphasizes collaboration and ensuring on-time, high-quality releases.

Qualifications

• 8+ years of experience as a business analyst within non-card payment rails including ACH, RTR & Wires.
• Experience with Agile methodologies and tools.
• Experience in product life cycle activities, including discovery and requirements definition.
• Developing knowledge of data analytics.

Responsibilities

• Collaborate with product, analytics, business, and engineering partners to lead and develop product and design strategies that align with customer needs and market demands.
• Lead development and implementation of payments (ACH, RTR) & Wires ecosystem, including authentication, risk mitigation controls, and fraud prevention features.
• Define, prioritize, and clarify user stories in coordination with other Product Managers, engineering leads, and leadership.
• Support the collection of user research, journey mapping, and market analysis to inform the strategic product roadmap and identify valuable features.
• Analyze, track, and evaluate product metrics, ensuring alignment with time, cost, and quality targets throughout the lifecycle.
• Develop requirements, epics, and user stories to support product development.
• Plan upstream and downstream implications, coordinating with scrum teams for rollout and release plans.
• Collaborate with Agility Leads to run Release Planning, Sprint Planning, and Reviews.
• Conduct pre-release reviews, including regression testing and QA, to certify releases as production-ready.
• Work with Product leads, developers, operations, and production management to resolve issues impacting customer experience.

Skills

Business Analysis

Agile delivery

Payments rails experience

Education

Bachelor's degree or equivalent experience

Job description

Top 3 must have skills – Business Analysis, Agile delivery, non-Card Payment rail experience (as Wires, ACH, RTP)

Job description

Business analyst for payments including ACH, RTR, Wires and International Payments , draft business requirement & help drive end-to-end delivery for features that support payments rail. In this role, you will collaborate with partners, analyze product metrics, and support the development and rollout of impactful solutions.

Job responsibilities

• Collaborate with product, analytics, business, and engineering partners to lead and develop product and design strategies that align with customer needs and market demands
• Lead the development and implementation of payments (ACH, RTR) & Wires ecosystem, including authentication, risk mitigation controls, and fraud prevention features
• Define, prioritize, and clarify user stories in coordination with other Product Managers, engineering leads, and the leadership team.
• Support the collection of user research, journey mapping, and market analysis to inform the strategic product roadmap and identify valuable product features for customers
• Analyze, track, and evaluate product metrics, ensuring alignment with time, cost, and quality targets throughout the product development life cycle
• Develop requirements, epics, and user stories to support product development
• Consider and plan for upstream and downstream implications, working closely with scrum teams to compile rollout and release plans,
• Collaborate with Agility Leads to run successful Release Planning and Sprint Planning sessions, as well as Sprint Reviews and Retrospectives.
• Conduct pre-release reviews, including regression testing and quality assurance, to certify releases as production-ready, along with production validation.
• Work closely with Product leads, developers, operations, and production management teams to research and resolve issues or defects that impact the customer experience.

Required qualifications, capabilities, and skills

• Bachelor's degree or equivalent experience
• 8+ years of experience or equivalent expertise as business analyst within non-card payment rails including ACH, RTR & Wires
• Experience working with Agile methodologies and tools
• Experience in product life cycle activities, including discovery and requirements definition
• Developing knowledge of data analytics