Scrum Master

Tata Consultancy Services; Jersey City (NJ); On-site; USD 115,000 - 130,000; Full time

Job summary

Tata Consultancy Services in Jersey City, NJ is seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing and settlement, and digital payments ecosystems. You will bridge business stakeholders and technology teams to drive requirements, solution design, and delivery across payment platforms.

The ideal candidate has hands-on experience with ISO 20022, SWIFT MT/MX, RTP/Faster Payments, and knowledge of payment hubs or core banking systems.

Qualifications

• Strong experience in payments (mandatory).
• Knowledge of ISO 20022 and SWIFT messaging (MT/MX).
• Experience creating BRDs, FRDs, use cases and functional specs.
• Understanding end-to-end payment lifecycle and hubs/core banking systems.

Skills

Payments domain

Business analysis

User stories

Gap analysis

BRD FRD

SWIFT MT MX

ISO 20022

Education

Bachelor of Computer Science

Job description

Job Description

Payments Business Analyst

We are seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. The candidate will act as a bridge between business stakeholders and technology teams, driving requirements, solution design, and delivery across payment platforms.

Must Have Technical/Functional Skills

• Business & Functional Analysis
• Gather, analyze, and document business requirements for payments initiatives
• Translate business needs into clear functional specifications and user stories
• Conduct gap analysis between existing and proposed payment systems
• Create BRDs, FRDs, use cases, process flows, and functional specs
• Payments Domain Expertise
• Work across key payments areas:
• Wire Payments (SWIFT, Fedwire, CHAPS)
• ACH / SEPA
• Real-Time Payments (RTP) / Faster Payments
• Cards & Merchant Payments
• Understand end-to-end payment lifecycle:
• Initiation → Validation → Clearing → Settlement → Reconciliation

Domain Skills

• Strong experience in Payments (mandatory)
• Knowledge of:
• ISO 20022
• SWIFT messaging (MT/MX)
• Payment hubs / core banking systems

Salary Range- $115,000-$130,000 a year

Qualifications:

BACHELOR OF COMPUTER SCIENCE