BSA/AML Team Lead — Compliance & Mentorship

Enterprise Bank & Trust; Ferguson (MO); On-site; USD 85,000 - 110,000; Full time

Job summary

Enterprise Bank & Trust is seeking a BSA Team Lead to guide the Alerts and SAR teams in following BSA/AML and OFAC policies. The role includes training, coaching, and aligning workloads to deadlines, with opportunities for cross-functional collaboration.

You will support leadership, participate in audits, and oversee enhanced due diligence for high-risk customers while ensuring accurate documentation and timely resolution.

Qualifications

• Demonstrated knowledge of BSA/AML/USAPA/OFAC banking laws and regulations.
• Demonstrated knowledge of banking products and services.
• Demonstrated knowledge of federal and state BSA-related requirements.
• Strong professional skills with emphasis on planning and organization.
• Proven experience leading teams, preferably a BSA team.
• Proven experience performing common BSA functions (investigating BSA related system alerts, CTR and SAR filing, EDD reviews, OFAC alerts, case management, etc.).
• Strong and thorough knowledge of Bank policies and procedures. General knowledge of overall Bank products and services, particularly those offered in a commercial banking environment.
• Ability to multi-task and manage multiple activities to completion within strictly regulated deadlines.

Responsibilities

• Acts in a lead capacity in providing daily guidance and expertise to the Alerts and SAR teams to ensure compliance with the Enterprise Bank & Trust BSA/AML and OFAC policies and procedures. Assist with supervisory duties or coverage during absences, as applicable.
• Responsible for training new Alerts and SAR team members, as well as providing guidance as necessary to the team as it pertains to BSA program changes, and coaching for improvement and advancement within the BSA team.
• Assists with monitoring and adjusting work assignments across the Alerts and SAR teams, as well as performing such functions to ensure the collective BSA team meets all deadlines.
• May perform secondary quality assurance reviews of alerts, cases, and SARs, including resolution. Ensures assigned alerts, cases, and SARs are completed accurately and timely. May assist with reviews as needed.
• Responsible for assisting leadership in performance management and overall development of Enterprise Bank & Trust staff within their assigned tasks of individual team members over time to evaluate performance, learning, and capability to identify special training needs to increase team efficiency.
• Responsible for assisting with responding to audit, exam and quality control reviews to address observations, recommendations, and opportunities for process enhancement.
• May represent the BSA department in cross functional meetings, such as procedure changes. Will effectively attempt to address any issues that might be escalated by business units while keeping leadership informed.
• May assist with overseeing the monitoring of High Risk Customers, including new customers to the bank. May oversee and/or conduct enhanced due diligence reviews and/or perform secondary quality assurance reviews of BSA Staff enhanced due diligence analysis.
• May assist with assigning and reviewing ongoing enhanced due diligence analysis produced by the Bank's monitoring software.
• Responsible for assisting leadership in overseeing processes to ensure all due diligence documentation is in line with Enterprise Bank & Trust standards.
• Responsible for reviewing and approving due diligence documents and escalating to leadership and Human Resources any termination recommendation in a timely manner.
• May perform or provide support with the review of potential customers whose business type is considered high risk; including preliminary review, assessment, and written recommendation to management prior to account opening.
• Other duties as assigned by management.

Skills

BSA/AML knowledge

OFAC awareness

Team leadership

Case management

Banking products

Education

Bachelor's degree

Tools

FIS IBS

Salesforce

Verafin

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Job description

Enterprise Bank & Trust is seeking a BSA Team Lead to guide the Alerts and SAR teams in following BSA/AML and OFAC policies. The role includes training, coaching, and aligning workloads to deadlines, with opportunities for cross-functional collaboration.

You will support leadership, participate in audits, and oversee enhanced due diligence for high-risk customers while ensuring accurate documentation and timely resolution.