BSA/AML Surveillance Analyst - UT, AZ, NV

Zions Bank; Midvale (UT); Remote; USD 45,000 - 60,000; Full time

Job summary

Zions Bank is seeking a BSA/AML Surveillance Analyst for a full-time remote position. The role involves analyzing client activity for suspicious behavior, requiring strong analytical and communication skills. Candidates should have a Bachelor's degree and relevant experience in banking or compliance. This position offers a competitive salary and comprehensive benefits.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Paid Parental Leave

Tuition Reimbursement

401(k) with company match

Profit Sharing

Mental Health Benefits

Qualifications

• 1+ years in banking, BSA/AML compliance, or related areas.
• Basic knowledge of BSA/AML compliance procedures.

Responsibilities

• Analyze client activity for suspicious activities.
• Communicate with branches to gather additional client information.
• Identify unusual customer transactions through alerts.

Skills

Analytical

Customer Service

Communication

Organizational

Detail-Oriented

Education

Bachelor's degree in Intelligence Studies

Bachelor's degree in Accounting

Bachelor's degree in Finance

Tools

MS Excel

MS Word

Job description

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees and are committed to creating fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and success depends on strong ties to the communities we serve and relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing, and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

We are currently seeking a BSA/AML Surveillance Analyst to join our team. This full-time remote position is based in the Salt Lake City, Utah; Phoenix, Arizona; or Las Vegas, Nevada area.

1. Responsible for analyzing alerted client activity for possible suspicious activity related to illegal activities such as money laundering, terrorist financing, or fraud.
2. Utilizes multiple sources to determine if alerted activity is not suspicious or warrants further investigation.
3. Present a logical, supported conclusion for clearing activity as not suspicious.
4. Understand and apply knowledge of BSA/AML typologies, identifying "red flags" and current trends in suspicious activity during reviews.
5. Communicate with branches to gather additional client information to assess alerts.
6. Write communications as necessary to close alerts, clearly supporting the conclusion.
7. Play a primary role in identifying suspicious or unusual customer account activity.
8. Identify unusual customer transactions through automated and manual alerts.
9. Perform assessments of alerts to resolve them if no suspicious activity is found or determine if further investigation is needed.
10. Perform other duties as assigned.

Qualifications:

1. Bachelor's degree in Intelligence Studies, Accounting, Finance, or related fields, or equivalent experience, with 1+ years in banking, BSA/AML compliance, or related areas. A combination of education and experience may suffice.
2. Some experience with suspicious activity related to money laundering, terrorist financing, and fraud is preferred.
3. Basic knowledge of department procedures and BSA/AML compliance as it applies to suspicious activity.
4. Strong analytical, customer service, and communication skills, both verbal and written.
5. Organized, detail-oriented, and accurate in responsibilities.
6. Ability to meet performance expectations, including SLAs and QA scores.
7. Understanding of AML/BSA regulatory processes and bank operations related to funds flow.
8. Ability to meet deadlines, work independently, and adapt to changing priorities.
9. Good writing skills to translate complex situations into clear narratives.
10. Ability to handle confidential and sensitive information.
11. Proficiency in PC skills, especially MS Excel and Word.
12. Knowledge of bank operations is preferred.

This position offers a salary range of $45,000 - $60,000 annually, depending on experience and location.

Benefits include medical, dental, and vision insurance starting on day one; life and disability insurance; paid parental leave and adoption assistance; HSA, FSA, and dependent care accounts; paid training, PTO, federal holidays; 401(k) with company match; profit sharing; mental health benefits; tuition reimbursement; and employee banking products.

This position remains open until filled. All candidates, including those with criminal histories, will be considered. Background checks will be conducted per FDIC regulations, which may relate to criminal history and its relevance to the role.

Zions Bancorporation is an equal opportunity employer, providing employment opportunities without regard to race, color, religion, age, sex, pregnancy, gender, disability, national origin, veteran status, sexual orientation, gender identity, or genetic information.

Applicants requesting accommodations for disabilities or veteran status can contact us at [e-mail] or 801/844-7618, including 'Accommodation needed' in the subject line.

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Zions Bank, a division of Zions Bancorporation, N.A., Member FDIC