BSA-AML-OFAC Compliance Leader

TDECU; Post Oak (TX); On-site; USD 120,000 - 160,000; Full time

Job summary

TDECU is seeking a senior BSA Compliance Officer to lead enterprise BSA/AML/OFAC compliance efforts, reporting to the VP of Fraud Operations and BSA. The role directs policy development, testing, and program governance to ensure adherence to laws and industry standards.

You will oversee the BSA Department, manage a team, coordinate with Legal, Risk, and Internal Audit, and drive reporting to the Board on SAR activity and risk indicators.

Qualifications

• Bachelor's degree or 7+ years of progressive BSA compliance management experience in a financial institution.
• Certified Anti‑Money Laundering Specialist (CAMS) certification required. Additional certifications (NCBSO, BSACS) preferred.
• Demonstrated experience drafting policies and procedures, establishing and improving processes, implementing compliance management programs and performing risk assessments.

Responsibilities

• Overall responsibility for the design, effectiveness, and ongoing administration of the BSA-AML-OFAC compliance program, aligned to TDECU's business strategy and risk appetite.
• Serves as the accountable executive for the BSA function, with leadership responsibility for the BSA department and direct reports.
• Develops the annual BSA-AML-OFAC roadmap and priorities based on institutional risk.
• Prepares and delivers clear, accurate reporting on program effectiveness, SAR activity, key risk indicators, examination outcomes, and recommended actions.
• Oversees third party BSA audits and model validation, tuning, and effectiveness; testing of AML and sanctions monitoring systems; serves as the point of contact for regulatory examinations.
• Ensures the BSA program is adequately staffed and resourced to meet regulatory expectations.
• Promotes a culture of compliance and ethical conduct across the organization.
• Owns execution of core regulatory requirements, including CIP, CDD and EDD, high-risk monitoring, OFAC compliance, and timely filing of CTRs, SARs, and FinCEN 314(a) and 314(b) reports.

Skills

BSA/AML expertise

Leadership

Policy development

Risk assessment

Education

Bachelor's degree

7+ years BSA compliance experience

Job description

TDECU is seeking a senior BSA Compliance Officer to lead enterprise BSA/AML/OFAC compliance efforts, reporting to the VP of Fraud Operations and BSA. The role directs policy development, testing, and program governance to ensure adherence to laws and industry standards.

You will oversee the BSA Department, manage a team, coordinate with Legal, Risk, and Internal Audit, and drive reporting to the Board on SAR activity and risk indicators.