BSA/AML Compliance Manager — Remote

OhioX; Northern (KY); Hybrid; USD 116,000 - 160,000; Full time

Benefits offered by this job

Competitive compensation

401(k) with company match

Annual equity grants

Comprehensive health coverage

Job summary

Upstart is seeking an experienced BSA/AML Compliance professional to design and manage the company’s BSA/AML program, including CIP, CDD/EDD, sanctions, and ongoing monitoring across secured and unsecured lending and deposits. You will partner with Product, Legal, Fraud, and Risk to implement scalable controls.

You will drive analytics, KRIs/KPIs, and remediation activities, ensuring readiness for examinations and alignment with FinCEN/OFAC expectations.

Qualifications

• BSA/AML regulatory knowledge including BSA/Patriot Act and CDD/EDD.
• Experience building and delivering AML risk assessments and KRIs/KPIs.
• Experience with audit/exam readiness and evidence gathering.

Responsibilities

• Lead design and execution of BSA/AML controls across lending and deposit products.
• Advise product teams on BSA/AML implications throughout development.
• Develop KPIs/KRIs and reporting to measure program effectiveness.
• Drive remediation for examinations, audits, and testing findings.

Skills

BSA/AML compliance

Regulatory risk management

Audit readiness

Onboarding / KYC/CDD/EDD

Policy & procedures gaps analysis

Cross-functional collaboration

Regulatory change monitoring

Education

Bachelor’s degree or equivalent practical experience

Tools

Regulatory frameworks tooling

Job description

Upstart is seeking an experienced BSA/AML Compliance professional to design and manage the company’s BSA/AML program, including CIP, CDD/EDD, sanctions, and ongoing monitoring across secured and unsecured lending and deposits. You will partner with Product, Legal, Fraud, and Risk to implement scalable controls.

You will drive analytics, KRIs/KPIs, and remediation activities, ensuring readiness for examinations and alignment with FinCEN/OFAC expectations.