Remote Senior AML/CFT Investigator & Risk Analyst

First Citizens; Raleigh (NC); Remote; USD 70,000 - 100,000; Full time

Benefits offered by this job

Benefits package

Remote work options

Job summary

First Citizens Bank seeks a Senior AML/CFT Compliance Analyst to lead complex investigations, EDD reviews, and data-driven risk assessments in a remote role serving multiple markets across the United States.

You will prepare SARs and closing memos, review transactions, and support enhancements to AML/CFT processes while staying current with BSA/AML, OFAC, and KYC requirements. Strong QA and communication skills are essential.

Qualifications

• Bachelor's Degree and 2 years' experience OR High School Diploma or GED/Equivalent and 6 years' experience in AML/CFT compliance, investigations, or related field.
• Strong understanding of BSA/AML regulations, OFAC, and KYC requirements.
• Experience with AML/CFT software, data analytics tools, and case management systems.

Responsibilities

• Investigations and Enhanced Due Diligence - Manage and investigate complex cases of suspicious financial activity. Conduct thorough Enhanced Due Diligence (EDD) reviews for higher risk clients.
• Quality Assurance and Testing - Develop and conduct testing of AML/CFT policies, procedures, and controls. Provide independent assessments of AML/CFT programs to management.
• Reporting and Documentation - Prepare comprehensive SARs and due diligence reviews in accordance with federal regulations. Develop detailed investigation reports and risk assessments.
• Data Analysis and Trend Identification - Analyze complex data sets to identify trends and risks; develop dashboards for AML/CFT monitoring.
• Regulatory Compliance and Expertise - Maintain expert knowledge of AML/CFT regulations and serve as SME for team members.

Skills

AML/CFT regulatory knowledge

Investigative techniques

Data analysis and interpretation

Quality assurance methodologies

Financial crime risk assessment

Risk assessment and mitigation

Verbal and written communication

Reporting and documentation

Compliance program management

Training and development

Education

Bachelor's Degree and 2 years' experience OR High School Diploma or GED/Equivalent and 6 years' experience in AML/CFT compliance

Tools

AML/CFT software

Data analytics tools

Case management systems

Job description

First Citizens Bank seeks a Senior AML/CFT Compliance Analyst to lead complex investigations, EDD reviews, and data-driven risk assessments in a remote role serving multiple markets across the United States.

You will prepare SARs and closing memos, review transactions, and support enhancements to AML/CFT processes while staying current with BSA/AML, OFAC, and KYC requirements. Strong QA and communication skills are essential.