Branch Manager

IOWA STATE BANK; Ireton (IA); On-site; USD 70,000 - 110,000; Full time

Job summary

IOWA STATE BANK is seeking a Branch Manager to lead and develop a high-performing team, drive growth, and promote a culture of continuous improvement and exceptional customer service within the community.

You will actively build relationships with existing and potential clients to create a strong lending and deposit pipeline, make credit decisions within authority for commercial, agribusiness, and real estate sectors, and collaborate with other departments to deliver coordinated banking

Qualifications

• Experience leading branch teams and delivering growth.
• Ability to develop relationships with existing and new clients to build a strong pipeline.
• Experience with commercial, agribusiness, or real estate lending.
• Strong knowledge of banking regulations and compliance.
• Ability to coach and develop staff and manage budgets.

Responsibilities

• Lead branch growth initiatives for deposits, loans and referrals.
• Direct lending decisions within authority, focusing on commercial, agribusiness, or residential real estate.
• Represent the bank in the community and drive company strategy.
• Coach and supervise branch lending personnel.
• Collaborate with other departments to grow customer relationships.
• Ensure regulatory compliance and policy adherence.
• Participate in external civic activities to enhance bank image.

Skills

Team leadership

Business development

Relationship building

Regulatory compliance

Credit decisioning

Job description

Description

As a branch manager, you will play a pivotal role in leading and developing a team while fostering a culture of continuous growth and improvement. You will help to develop and identify relationships with existing and potential clients for a strong pipeline. Responsibilities will encompass a range of tasks, all aimed at achieving the branch objectives and enhancing employee development.

Requirements

Branch Growth/Bank Growth – Deposits, Loans, Referrals

• Responsible for high market visibility, represent the bank in conducting active prospects and customer business development activities designed to generate desirable new loan, deposit and related business.
• Aggressively call on potential and existing customers, through direct and indirect contact, to develop full, long-term relationships with the bank.
• Perform direct lending to bank customers with an emphasis on the commercial and agribusiness market or residential real estate market based on the demographics of the customer base.
• Identify and refer prospects for a wide range of financial service products that are sold throughout the company.
• Ensure community Bank activities support the overall strategy of the company.
• Be alert for and refer any potential new business or opportunities to the banking, investment, trust, insurance or real estate departments for servicing branch and other ISB branches.
• Makes credit decisions within lending authority.
• Contribute to branch profitability through loan interest spreads, fee income and cost control.
• Assist all Bank loan officers with their officer call program and other business development demands as needed.

Leadership and Management

• Assist in developing and oversee the plan, budget, and sales strategy to meet the overall objectives of the Bank.
• Contribute a community banking strategic viewpoint in the company decision–making process.
• Supervise and coach the performance of the Branch lending personnel.
• Provide leadership to branch to encourage growth and connection and provide outstanding customer service.
• Partners with other business departments to resolve issues or grow customer relationships, actively communicates with other departments.
• Maintains a high level of cooperation and rapport with staff, utilizes available expertise and staff resources to train and address concerns.
• Establish goals and objectives for assigned personnel and monitor productively and performance; feedback communicated with RP on a monthly basis.
• Accountable for the overall community bank staffing efficiencies and training needs that provide for the optimum sales and service of products.
• Represent the bank and provide leadership in key community activities.
• Understand and stay informed on key industry related issues and regulations.
• Ensure bank regulations and company procedures and policies are adhered to by all members of the Branch bank team.
• Provide quality feedback and performance evaluations in order to develop and retain talent.
• Maintains an active awareness and understanding of policies, procedures, designated authorities, regulations, and laws, including but not limited to the Bank Secrecy Act, Anti-Money laundering Act, and other laws and regulations. Provide guidance to employees to ensure regulatory compliance, address and report suspected violations of policy or procedures.

Other Duties

• As a part of the overall team of bank employees, this position may be requested to assist in the support of other bank activities.
• Will have extensive contact with the public and conduct relationships in a manner that will enhance the overall image and marketing efforts of the bank.
• Participate in outside civic activities that enhance the bank, personal growth, and the community.