Branch Manager

United Community; Cashiers (NC); On-site; USD 70,000 - 110,000; Full time

Job summary

United Community in Cashiers, NC is seeking an experienced Branch Manager to lead the team, grow deposits, and expand lending opportunities. You will oversee daily operations, coach staff, and ensure consistent, exceptional service while maintaining regulatory compliance.

The role requires 3+ years banking experience, supervisory skills, and knowledge of consumer and small business lending. You will drive business development, set performance goals, and nurture customer relationships through

Qualifications

• High school diploma or equivalent; Bachelor’s degree preferred.
• Minimum 3 years banking experience.
• Consumer/Residential lending experience.
• Supervisory experience.
• Strong interpersonal communication and supervisory skills.
• Thorough knowledge of Consumer and Small Business Lending Operations, Teller and CSR functions, bank products and services.
• Proficient in Microsoft Office programs.
• Strong verbal and written communication skills.
• Ability to adapt to change.
• Background in financial operating policies and procedures, banking regulations (state and federal), employee development and public relations preferred.
• Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.

Responsibilities

• Manage, grow, and profitably operate the branch.
• Cross-train across all branch functions.
• Oversee day-to-day branch operations and staff.
• Use reports to maximize branch results.
• Maximize revenues and customer satisfaction while controlling losses.
• Hire, onboard, discipline, reward staff; manage performance.
• Set and monitor goals; communicate with staff.
• Develop branch business plan and participate in business development.
• Conduct business calling and sales programs.
• Oversee loan interviews and terms for consumer and real estate loans.
• Ensure NMLS registration and renewals as required.

Skills

Supervisory experience

Banking experience

Customer service

MS Office

Communication skills

Education

Bachelor's degree preferred

High school diploma or equivalent

Job description

Overview

Performs a broad variety of customer service, sales, and lending activities in order to promote branch growth. Responsible for assisting with mentoring, developing, and supervising all branch employees. Actively participates in achieving sales and service goals and in maintaining operational excellence. Responsible for securing and strengthening customer relationships including outbound calls, customer profiling activities and a review of customer needs. Supports the consumer and small business loan process.

What You’ll Do

• Responsible for overall management, growth and profitability of branch
• Cross‑trained on all functions within the branch
• Responsible for overall day‑to‑day management of facility, staff and operations of the branch
• Uses reports and resources as tools to maximize results for branch and staff
• Accountable for maximizing branch revenues, sales, customer satisfaction including CSP (Customer Service Profiles) scores while minimizing operating losses
• Participates in hiring, onboarding, disciplining, and rewarding staff; responsible for managing performance of all branch employees; coaches employees for optimal performance
• Responsible for communicating and monitoring goals to staff on a consistent basis
• Assists in creation of and maintaining branch business plan
• Proactively participates in business development efforts to grow the branch
• Performs business calling and sales programs
• Updates and monitors sales activities using 360 View
• Develops and maintains a diversified loan and deposit portfolio based on current campaign focus
• Actively participates in the community maintaining good public relations
• Implements controls to protect the bank in accordance with policies and procedures
• Serves as chief communicator on all topics pertaining to and for branch staff
• Interview consumer loan applicants (including real‑estate loans) and request specified information for loan applications
• Recommend and outline loan terms
• NMLS # initial registration and annual renewal is required for this role. This process includes fingerprinting and background checks.

Requirements For Success

• High school diploma or equivalent required; Bachelor’s degree preferred
• Minimum 3 years banking experience
• Consumer/Residential lending experience
• Supervisory experience
• Good interpersonal communication and supervisory skills
• Thorough knowledge of Consumer and Small Business Lending Operations, Teller and CSR functions, bank products and services
• Proficient in Microsoft Office programs
• Strong verbal and written communication skills
• Ability to adapt to change
• Background in financial operating policies and procedures, banking regulations (state and federal), employee development and public relations preferred
• Participate in all required compliance training, including Bank Secrecy Act/anti‑money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.

Conditions of Employment

Must be able to pass a criminal background & credit check.

FLSA Status

Exempt

SUPERVISORY RESPONSIBILITY

This position manages employees and is responsible for the coaching, development, and performance management of those employees.

WORK ENVIRONMENT

Location in United Footprint.

POSITION TYPE

This is a full‑time position, generally Monday‑Friday, that requires schedule flexibility to work evenings and weekends as needed.

TRAVEL

This position requires up to 25% travel.

Other

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range

USD $0.00 - USD $0.00 /Yr.