Bilingual Mortgage Loan Processor

fnbtandfcbcareers; El Paso (TX); On-site; USD 42,000 - 60,000; Full time

Job summary

FNBT is seeking a detail-oriented loan processor to review information provided by the loan officer and gather necessary credit and income documentation for loan programs. You will inform underwriters of issues and manage files from processing through closing, meeting clients to explain regulations and guiding them on insurance and title steps.

The role requires handling multiple files (50+) with accuracy, working with processing software, and ensuring compliance with all program guidelines.

Qualifications

• 3 years processing experience and knowledge of VA, FHA and conventional loan programs.
• Experience with processing software and internet programs.
• Ability to review and understand credit reports.
• Capable of handling 50+ credit files at once.
• Must pass background investigation and drug screen according to company policy.
• Must be able to get along with co-workers and work effectively in a team environment.
• Must be bilingual in English/Spanish.

Responsibilities

• Open and review information obtained by loan officer
• Gather all credit and income information required for loan program
• Make loan officer and/or underwriter aware of issues that may arise during the process of the loan
• Responsible for processing the file once it leave the loan officer until it goes into closing
• Meet with customers to explain issues and regulations
• When necessary close transactions for the Title Company
• Order all required documents for final approval: appraisal, title work, advise customer on insurance, etc.
• Assist loan officer with any function
• Other duties as assigned
• Position level will be dependent upon internal and external experience

Skills

Bilingual English/Spanish

Credit processing

Loan programs knowledge

Processing software

Credit reports review

Team player

Background check compliance

Education

High School Diploma or Equivalent

Tools

Processing software

Job description

• Open and review information obtained by loan officer
• Gather all credit and income information required for loan program
• Make loan officer and/or underwriter aware of issues that may arise during the process of the loan
• Responsible for processing the file once it leave the loan officer until it goes into closing
• Meet with customers to explain issues and regulations
• When necessary close transactions for the Title Company
• Order all required documents for final approval: appraisal, title work, advise customer on insurance, etc.
• Assist loan officer with any function
• Other duties as assigned

Position level will be dependent upon internal and external experience

Physical Requirements:

• Must be able to remain in a sitting stationary position for extended periods of time
• Constantly operate a computer and other office machinery
• Ability to lift up to 25 pounds

FNBT is an equal opportunity employer.

• High School Diploma or Equivalent
• At least 18 years of age
• 3 years processing experience and well versed with program guidelines
• Knowledge of VA, FHA and conventional loan programs
• Experience with processing software and internet programs
• Experience troubleshooting problems with files
• Ability to review and understand credit reports
• Capable of handling 50 plus credit files at once
• Work under little supervision
• Must successfully pass background investigation and drug screen according to company policy
• Must be able to get along with co-workers and work effectively in a team environment

Must be bilingual in English/Spanish