Banking & Finance Associate Attorney

The People Of: Professional Services; California; On-site; USD 260,000 - 390,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) program

Mental health support

Parental leave

Disability coverage

Flexible paid time off

Job summary

The People Of: Professional Services seeks a Banking & Finance Associate Attorney to join its finance practice in a role focused on structured credit, private credit, and special situations financing. The position involves advising credit funds, lenders, borrowers, and sponsors on sophisticated transactions with an emphasis on liquidity solutions.

The ideal candidate has 3–6 years of law firm experience in structured finance or private credit, a JD from an accredited school, and U.S.

Qualifications

• 3–6 years of law firm experience with focus on structured finance, secured lending, or private credit.
• JD from an accredited law school.
• Admission to a U.S. State Bar.
• Experience advising lenders, funds, borrowers, or sponsors on complex financing transactions.

Responsibilities

• Structured Credit & Receivables Financing: advise on complex receivables-backed financing and asset-based structures.
• Private Credit Transactions: represent private credit funds, lenders, and borrowers in bespoke financing arrangements.
• Special Situations & Distressed Financing: structure solutions for distressed businesses and liquidity needs.
• Liability Management Transactions: advise on transactions involving distressed or highly leveraged companies.
• Secured Lending: negotiate and document secured credit facilities and collateral arrangements.
• Syndicated & Growth Capital Financing: support lending transactions with institutional lenders and sponsors.
• Transaction Execution: draft, negotiate, and manage complex financing documents with clients and legal teams.

Skills

Structured finance

Private credit

Negotiation

Drafting

Transaction management

Secured lending

Education

Juris Doctor (JD)

US State Bar admission

Job description

Banking & Finance Associate Attorney – Structured Credit / Private Credit

New York | Washington, DC | Los Angeles | San Francisco | Other U.S. Locations

3–6 Years’ Experience | $260,000–$390,000

Advert Code: MLFS 301

An exceptional opportunity has arisen for a talented Banking & Finance Associate to join the internationally recognized finance practice of a leading global law firm, with a particular focus on structured credit, private credit, and special situations financing.

This position offers the chance to advise sophisticated credit funds, institutional lenders, borrowers, and financial sponsors on complex financing transactions, including innovative liquidity solutions for financially distressed businesses.

The practice operates at the intersection of structured finance, private capital, and corporate restructuring, providing an excellent platform for an ambitious associate looking to develop specialist expertise in an increasingly important area of the credit markets.

The Opportunity

You will work alongside experienced finance practitioners on sophisticated domestic and international financing transactions, with a particular emphasis on structured credit and liability management.

Your Responsibilities Will Include

• Structured Credit & Receivables Financing: Advising on complex receivables-backed financing arrangements, asset-based structures, and other structured credit transactions.
• Private Credit Transactions: Representing private credit funds, alternative lenders, and borrowers in bespoke financing arrangements.
• Special Situations & Distressed Financing: Structuring financing solutions for financially challenged businesses, including transactions designed to enhance liquidity and address existing debt obligations.
• Liability Management Transactions: Advising on innovative financing structures and strategic transactions involving distressed or highly leveraged companies.
• Secured Lending: Negotiating and documenting secured credit facilities, collateral arrangements, and related financing agreements.
• Syndicated & Growth Capital Financing: Supporting sophisticated lending transactions involving institutional lenders, sponsors, and high-growth businesses.
• Transaction Execution: Drafting, negotiating, and managing complex financing documentation while working closely with clients and multidisciplinary legal teams.

The role provides exposure to a diverse range of financing structures and the opportunity to develop a deeper understanding of the commercial and strategic considerations driving private credit markets.

What We’re Looking For

• 3–6 years of relevant law firm experience, ideally with approximately 4–6 years focused on structured finance, secured lending, or private credit.
• A Juris Doctor (JD) from an accredited law school and previous experience working in a law firm.
• Experience advising lenders, credit funds, borrowers, or sponsors on sophisticated financing transactions.
• A strong understanding of structured credit, receivables financing, secured lending, and private credit documentation.
• Exposure to distressed financing, special situations, or liability management transactions would be particularly valuable.
• Excellent drafting, negotiation, analytical, and transaction management capabilities.
• Strong commercial judgment and the ability to navigate complex financing structures.
• A proactive approach to client service and the ability to work effectively within sophisticated transactional teams.
• Admission to a U.S. State Bar, together with the ability to satisfy the applicable requirements of the relevant office jurisdiction.

Why Consider This Opportunity?

Specialist Exposure to Private Credit: Develop expertise in structured credit, alternative lending, and special situations transactions within a sophisticated finance practice.

Complex, Commercially Significant Work: Advise institutional investors, private credit funds, and corporate borrowers on financing arrangements that directly influence capital structures and business strategy.

A Collaborative Environment: Work alongside accomplished finance attorneys in a practice that emphasizes knowledge sharing, professional development, and meaningful collaboration.

Career Development: Benefit from structured training, mentorship, and opportunities to take on increasing responsibility as your technical expertise develops.

National and International Reach: Gain exposure to transactions involving a diverse range of counter‑parties, jurisdictions, and financing structures.

Location Flexibility: Preferred locations include New York, Washington, DC, Los Angeles, and San Francisco, although candidates in other U.S. office locations may also be considered.

Compensation & Benefits

Base Salary: $260,000–$390,000

Final compensation will depend on experience, qualifications, specialist expertise, and geographic location.

The Wider Compensation Package Includes

• Eligibility for an annual discretionary performance-based bonus.
• Comprehensive medical, dental, vision, and life insurance.
• Retirement savings benefits, including a 401(k) program.
• Mental health and well-being support.
• Family care benefits and parental leave.
• Short- and long-term disability coverage.
• Flexible paid time off and paid holidays.

Who Should Explore This Role?

This opportunity will particularly appeal to an associate currently working in a sophisticated banking, leveraged finance, structured finance, or private credit practice who is looking to deepen their exposure to structured credit and special situations financing.

For attorneys interested in the evolving private credit landscape, the role offers an opportunity to build a differentiated practice advising on complex financing structures, distressed liquidity solutions, and commercially significant transactions.