Banking Counsel: Small Business & Consumer Lending

Valley Bank; New Jersey; On-site; USD 180,000 - 260,000; Full time

Job summary

Valley Bank is seeking an experienced Assistant General Counsel for Consumer & Small Business Banking to join its legal team in New Jersey. The role focuses on small business lending, with additional support for private banking, consumer lending, and residential mortgage.

You will work directly with business leaders to resolve lending challenges and move transactions forward, providing practical legal guidance and drafting/negotiating key loan documents.

Qualifications

• Strong loan documentation skills
• Working knowledge of secured lending
• Understanding of bank regulatory requirements
• Familiarity with consumer and mortgage lending laws including TILA, RESPA, ECOA, FCRA and UDAAP
• Sound judgment and attention to detail

Responsibilities

• Serve as legal partner to small business lending and credit teams on term loans and lines of credit.
• Draft, review, negotiate loan agreements, notes, security documents, amendments and waivers.
• Advise on collateral structures, UCC Article 9, lien priority and enforcement.
• Support private banking credit products and consumer mortgage teams on origination, servicing and regulatory matters.
• Collaborate with credit, risk, operations to provide practical legal guidance.
• Improve standardized loan documents and templates for consistency and efficiency.

Education

J.D. from an accredited law school

Active bar admission in at least one U.S. jurisdiction

Job description

Valley Bank is seeking an experienced Assistant General Counsel for Consumer & Small Business Banking to join its legal team in New Jersey. The role focuses on small business lending, with additional support for private banking, consumer lending, and residential mortgage.

You will work directly with business leaders to resolve lending challenges and move transactions forward, providing practical legal guidance and drafting/negotiating key loan documents.