Auto Subrogation Specialist — Recovery & Negotiation

Atoms; Dallas (TX); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Equity

401(k)

Job summary

Atoms is seeking a Subrogation Specialist in Dallas to own recovery across auto subrogation files. You will identify recovery opportunities, build airtight files with telematics and dashcam evidence, and pursue at-fault parties and insurers to maximize returns.

This role emphasizes disciplined file documentation, negotiations, and collaboration with Claims and Legal teams to close complex recoveries and drive measurable results.

Qualifications

• 3+ years of auto subrogation experience.
• Strong negotiation skills and a track record of recoveries.
• Knowledge of comparative/contributory negligence and inter-company arbitration procedures.
• Familiarity with auto physical-damage estimating and total-loss valuation.
• Nice to have: adjuster license, arbitration experience, and telematics/video evidence.

Responsibilities

• Review new and open claims to identify subrogation and recovery potential.
• Build and document recovery files using police reports, telematics, dashcam footage, repair estimates, and driver statements.
• Pursue at-fault third parties and their insurers; present demands, negotiate, and drive claims to recovery.
• Manage inter-company arbitration filings and responses where negotiation stalls.
• Apply negligence principles by jurisdiction to maximize net recovery.
• Track recovery metrics and report results to Risk leadership.
• Partner with the Claims Coordinator, Claims Manager, and legal on litigated or high-value recoveries.

Skills

Subrogation

Negotiation

Arbitration

Negligence & Valuation

Job description

Atoms is seeking a Subrogation Specialist in Dallas to own recovery across auto subrogation files. You will identify recovery opportunities, build airtight files with telematics and dashcam evidence, and pursue at-fault parties and insurers to maximize returns.

This role emphasizes disciplined file documentation, negotiations, and collaboration with Claims and Legal teams to close complex recoveries and drive measurable results.